INSTRUCTOR: Mo N. Hassan, Asst. Professor

 

OFFICE: Rm. 201A Academic/Tech. Building

 

OFFICE PHONE: (502) 769-2371, Ext. 332

Division Secretary, Ext, 331

 

OFFICE HOURS: MW 1:00-2:30

TRF 10:20-11:30 & 2:30-3:30

or by appointment

 

E-MAIL: mnhass0@pop.uky.edu

 

HOME PAGE: http://www.uky.edu/~mnhass0/

 

 

COURSE DESCRIPTION

 

Designed to provide a student with the understanding and knowledge to make intelligent choices and take effective action in handling personal resources, including such topics as financial planning, buying, borrowing, saving, investing, insurance, and taxes.

 

 

REQUIRED MATERIALS: Personal Financial Planning by Gitman & Joehnk, 7th Edition.

Suggested Reading: The Wall Street Journal and/or Money Magazine

 

 

COURSE OBJECTIVES

 

To achieve personal financial goals through

1. financial planning

2. money management

3. managing expenditures

4. income and asset protection

5. investment planning

  1. retirement and estate planning
  2. using the internet to better your financial knowledge

 

Business people (speakers) will be invited to discuss many of these objectives.

 

COMPUTER APPLICATIONS

 

This course will utilize business and word processing software. You are expected to learn to use computers to conduct your project(s). You will need to familiarize yourself with some business software such as Excel for Windows, Quatro Pro, and Word or Word Perfect for Windows. If you have no experience in computer usage, then you are expected to learn in this course. In today's competitive business and financial environment, it is essential to be familiar and have the knowledge of computers and its various applications to survive. In addition, the integration of the Internet and WWW will be emphasized throughout this course.

 

 

COMPETENCIES

 

Upon completion of this course, the students can

 

1. Formulate personal financial goals and objectives and establish a means of accomplishing them

2. Summarize expenditures and identify the efficient use of income when faced with numerous alternatives.

3. Evaluate investments from a short-term, intermediate and long-term perspective.

4. Describe the advantages and disadvantages of using credit and evaluate the various sources and types of credit available to them.

5. Identify the advantages of a savings program to meet emergencies and to take advantage of opportunities.
  1. Explain the importance of adequately protecting resources through insurance, risk management and estate planning.
  2. Be familiar with the power of the Internet and WWW.

 

 

COURSE GRADING

 

Grading will be based on total score achieved and determination of final course grade will be converted to letter grade as follows:

A = 90% to 100% of total points possible First Exam 50 pts. 15%

B = 80% to 89% of total points possible Second Exam 50 pts. 15%

C = 70% to 79% of total points possible Final Exam 50 pts. 15%

D = 60% to 69% of total points possible Internet/Invest. Project 60 pts. 19%

E = 59% or less of total points possible Assignments (HMK) 80 pts. 25%

Class Participation,

Attendance, & Video 35 pts. 11%

325 pts. 100%

 

PREPARATION FOR CLASS

 

All assigned projects should be neatly typed and submitted upon request of instructor. Each student is responsible for assignment if in attendance at time assignment was made or not. It is the responsibility of each student to seek the assignment. Projects are expected to illustrate proper English usage. Late projects will be downgraded significantly. You are always encouraged to participate in class discussions.

 

 

ATTENDANCE, HOMEWORK

 

Each student is expected to be prompt for class and to attend each class session. All assignments are due on the due date. Late assignments will be penalized two points a day.

WITHDRAWALS

 

Last day to withdraw from the class and receive a grade of "W" is 3/8/99. Students withdrawing after 3/8/99 will risk the chance of receiving an "E" for the course. This instructor has the discretion to grant a grade of "W" or "E" to those withdrawing after the mentioned date.

 

Students are encouraged to discuss their grade standing any time during the semester.

 

 

ACADEMIC DISHONESTY

 

Any type of academic dishonesty will not be tolerated. If you cheat on an exam, assignment, or project, you will receive an "E" for the course. Plagiarism or suspicion of plagiarism will result in an "E" for the assignment.

 

DISCUSSION TOPICS

 
  1. Personal Financial Planning
  2. Developing Financial Goals
  3. How to Manage Your Income
  4. Credit
  5. Risk Management
  6. Investments
  7. Mutual Funds

 

 

CLASS EVALUATION

 

In order to continuously improve the quality of instruction and to deliver the best service to you, your ideas, suggestions, opinions, and concerns are welcomed at all times. However, you are required to turn in a typed evaluation twice a semester to insure and improve quality. Your comments are due before mid-term and following the third exam. I appreciate your participation in improving the quality of education. It is your choice whether to include your name or not on the evaluations.

 

 

 

This course and professor comply with ADA (American Disability Act) policies. Please inform the professor of any shortcomings or illness you might have.