Sponsored Dependent Benefits
The University of Kentucky offers you the opportunity to cover a Sponsored Dependent under various benefit programs, including health, dental and vision. The University contributes towards the cost of health coverage for your Sponsored Dependent.
The University benefit program for its faculty and staff is classified as a Section 125 cafeteria benefits plan. The University is prevented from allowing you to pay for coverage on a pre-tax basis. The exception to this rule is if your Sponsored Dependent meets the Internal Revenue Service dependency guidelines, only then may your Sponsored Dependent be included under the pre-tax program. These dependency guidelines require that the employee must provide more than 50% of the Sponsored Dependent’s financial support and both of you must share the same household. If you feel that you meet this qualification, you must complete the “Declaration of Tax Status form” and return it to the Benefits Office at 112 Scovell Hall in order to qualify for this special program. Otherwise, you and your Sponsored Dependent will be considered separately for the payment of any premiums on a before-tax basis. Please click here for Declaration of Tax Status form.
Eligibility and Enrollment Process for Sponsored Adult and/or Child Dependent(s)
In order to cover a Sponsored Dependent, you must submit an enrollment form for each benefit and documentation of twelve months or more of residency of the Sponsored Dependent with the covered UK employee to the Employee Benefits Office. This is done by completing the benefit enrollment forms that are available for download from this site (click here to access enrollment forms). It is your responsibility to notify the Employee Benefits Office if a Sponsored Dependent is no longer eligible for coverage or if the Sponsored Dependent obtains coverage from another employer.
Sponsored Adult Dependent Eligibility
Sponsored Child Dependent Eligibility
There will be no medical questionnaire or preexisting condition clauses (other than the nine month transplant preexisting condition clause, which applies to all medical plan participants) involved in the coverage of your Sponsored Dependent.
When the University Employee Benefits Office has received the completed enrollment form(s), you and your Sponsored Dependent will receive identification cards for the selected benefit plans.
Children of either you or your Sponsored Dependent may be covered under any of the benefit programs if they meet the guidelines that have been established by the plan. As an active employee, you may elect to cover your unmarried children under age 26, if they are your: 1) natural children; 2) stepchildren by a legal marriage; 3) children legally placed for an adoption with the employee and legally adopted children of the employee; 4) children for whom legal guardianship has been awarded or 5) children of your Sponsored Dependent who have been residing with you for twelve months. If you choose to cover dependent children, you must supply the Employee Benefits Office with copies of the appropriate paperwork such as birth certificates, adoption paperwork, divorce decrees or proof of residency as requested.
The University will apply the Federal COBRA regulations for your Sponsored Dependent. This means that if your Sponsored Dependent’s insurance is cancelled as a result of termination of your employment, or the Sponsored Dependent or child of the Sponsored Dependent no longer qualify as a dependent, then the individual who loses the coverage will be eligible to continue the insurance voluntarily for a period of 18 to 36 months, depending upon the reason for the loss of coverage. If and when an event such as this happens and the employee notifies the Employee Benefits Office, the Employee Benefits Office will notify the individuals involved of their particular rights under this legislation.
The issue of health benefits for your Sponsored Dependent is complex. If you have additional questions, please feel free to contact the Benefits Office directly at (859) 257-9519, press 3 for a customer service representative.