Sponsored Adult Dependent Eligibility

• Shares primary residence with covered UK employee, and has lived with UK employee at least twelve months prior to effective date of coverage
• Is at least the age of majority
• Is not a relative.  Definition of relatives: Parents, children, husbands, wives, brothers, sisters, brothers- and sisters-in law, mothers- and fathers-in law, uncles, aunts, cousins, nieces, great nieces, nephews, great nephews, grandmothers, grandfathers, great grandmothers, great grandfathers, sons- and daughters-in law and half- or step-relatives of the same relationships. Note: Children for whom the employee has legal guardianship continue to be eligible for the current Medical Benefits Plan.
• Is not employed by the  UK employee
• Is not eligible for Medicare

Sponsored Child Dependent Eligibility

• Shares primary residence with UK-covered employee and Adult-Sponsored Dependent and has lived with UK employee at least twelve months prior to effective date of coverage.
• Is under the age of 25
• Is the natural born or adopted child of Adult-Sponsored Dependent
• Is unmarried
• Is not a relative of the covered UK employee (see the definition of relative above)

There will be no medical questionnaire or preexisting condition clauses (other than the nine month transplant preexisting condition clause, which applies to all medical plan participants) involved in the coverage of your Sponsored Dependent.

When the University Employee Benefits Office has received the completed enrollment form(s), you and your Sponsored Dependent will receive identification cards for the selected benefit plans.

Children of either you or your Sponsored Dependent may be covered under any of the benefit programs if they meet the guidelines that have been established by the plan. As an active employee, you may elect to cover your unmarried children under age 25, if they are your: 1) natural children; 2) stepchildren by a legal marriage; 3) children legally placed for an adoption with the employee and legally adopted children of the employee; 4) children for whom legal guardianship has been awarded or 5) children of your Sponsored Dependent who have been residing with you for twelve months. If you choose to cover dependent children, you must supply the Employee Benefits Office with copies of the appropriate paperwork such as birth certificates, adoption paperwork, divorce decrees or proof of residency as requested.

The University will apply the Federal COBRA regulations for your Sponsored Dependent. This means that if your Sponsored Dependent’s insurance is cancelled as a result of termination of your employment, or the Sponsored Dependent or child of the Sponsored Dependent no longer qualify as a dependent, then the individual who loses the coverage will be eligible to continue the insurance voluntarily for a period of 18 to 36 months, depending upon the reason for the loss of coverage. If and when an event such as this happens and the employee notifies the Employee Benefits Office, the Employee Benefits Office will notify the individuals involved of their particular rights under this legislation.

The issue of health benefits for your Sponsored Dependent is complex. If you have additional questions, please feel free to contact the Benefits Office directly at (859) 257-9519, press 3 for a customer service representative.