Know your rights and responsibilities under COBRA and HIPAA. Within 90 days after you enroll in University benefits, notices explaining your rights and responsibilities under the Consolidated Omnibus Budget Reconciliation Act of 1996 (COBRA) and the Health Insurance Portability and Accountability Act of 1996 (HIPAA) will be mailed to your home. COBRA allows you and/or your dependents to continue certain benefits at your own expense if you and/or your dependent(s) become ineligible for these benefits due to termination or change in appointment or dependent status (for more information on current COBRA benefit rates, click here). HIPAA provides, among other things, restrictions on the way your personal health information is collected, used and disclosed. The related notice mailed to your home will describe the University's compliance with HIPAA's privacy protections or click here to view the notice. We encourage you to carefully review both notices.