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Loan Consolidation

UK Students

Borrowers have the option of consolidating any or all of the federally funded student loans that have been awarded. Loan programs eligible for consolidation include Perkins, FFEL(Stafford), Health Profession, Nursing, Parent Plus Loans, and the William D. Ford Federal Direct Loan. Loan consolidation combines one or more student loans into a single new loan with one lender and one monthly payment. Perkins borrowers who qualify for cancellation benefits should avoid consolidation of their Perkins Loans. Consolidation may not be the right choice for every borrower. It is recommended to research different consolidation companies and benefits. Please contact the Student Loan Office with any questions at (859) 257-3406 (A-K) ext. 260 or (L-Z) ext. 259. To apply for consolidation call 1-800-557-7392 or visit www.loanconsolidation.ed.gov.

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