Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:3.99%*Credit Card:7.24%*
Boat/RV Loan:4.99%*Money Market:1.00%**
Home Equity Loan:5.24%*Share Certificates:2.90%**
Home Equity Line of Credit:3.00%*
*as low as**as high as

Help Raise Money for KY Children’s Hospital

Timeframe:  September 1 – September 30

UKFCU will donate $75 to the UK Children’s hospital for every auto loan opened in September. Rates are as low as 3.99% APR*.

* Annual Percentage Rate. Rate based on credit history, other restrictions may apply. See a representative for details. To qualify for $75 donation, loan must be new to UKFCU (new loan or refinanced from another institution).

Create-your-own Credit Card

We recently added the ability to customize your UKFCU credit card with the picture of your choice. Click here for details on how to customize your card!

April 19, 2010 – Phishing Scam

UKFCU has received word that there is a phishing email that tries to look like it was sent by excessshare.com or americanshare.com, that states access to your account has been temporarily prevented. The email has an attached file and asks you to run the file. DO NOT RUN THE ATTACHED FILE. The attached file could be harmful to your computer. ASI/ESI will never request that you run a file attachment provided through an e-mail message.

March 2010 – Awareness

Members: Please be advised that another website, UKFCU.com, does exist but it is not your credit union’s site! The University of Kentucky Federal Credit Union is not affiliated with, nor has control over the content of the .com site whatsoever. Please be careful when entering domain information.

November 17, 2008 – Phishing Alert

We have received notification from our CURewards™ merchandise vendor, Hinda Incentives, regarding an investigation of a potential systems breach.

While Hinda has not fully completed their investigation of this incident, we have received the following information from them: NO ACCOUNT NUMBER INFORMATION IS AT RISK AND NO MEMBER PASSWORDS ARE AT RISK. ALL ACCOUNT NUMBER INFORMATION AND PASSWORD DATA IS FULLY ENCRYPTED WITHIN THE HINDA ENVIRONMENT.

The attack on the Hinda system environment was targeted at the CURewards™ website that credit union members visit for general information and rewards redemption. Hinda’s investigation indicates that the attackers were successful in gaining access to the supplemental security questions used to facilitate the reset of forgotten passwords. Only credit union cardholders who completed the online rewards registration process are potentially affected.

As a result of this incident, the attackers would have clear access to the member’s name, email address, user ID, address and ship to address. As mentioned above, no passwords or account numbers are at risk. In addition, the website’s forgotten password functionality has been disabled. This action, in essence, nullifies the attacker’s ability to use the supplemental security question information obtained through the attack.   

Hinda will be initiating a procedural change that will require the currently registered website rewards users to re-register online. The re-registration process will require users to choose new and different supplemental security questions and, as a result, a new password will be required to be selected. Users will see a prompt on the website instructing them to re-register as part of an enhancement to Hinda’s online security.

We will be providing continuing updates on this situation as additional information becomes available.

Please contact Cardholder Services at (800) 654-7728 with any questions.  Thanks!

Upcoming Events

Roll over an event listed below to see more information.

  • Mon 9/6/2010: Labor Day - Closed
  • Tue 10/5/2010: Investment Seminar - Retirement
  • Thu 10/7/2010: Investment Seminar - Retirement
  • Mon 10/11/2010: Columbus Day - Closed
  • Thu 11/11/2010: Veterans Day - Closed
  • Thu 11/25/2010: Thanksgiving Day - Closed
  • Sat 12/25/2010: Christmas Day - Closed