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Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:1.99%*Credit Card:7.24%*
Boat/RV Loan:3.99%*Money Market:.40%**
Home Equity Loan:5.24%*Share Certificates:1.80%**
Home Equity Line of Credit:3.00%*
*as low as**as high as
Truth In Savings/Rate and Fee Disclosure

Rates are effective as of 01/24/14. Rates are subject to change and credit approval.

  • Home Equity Line of Credit Whether you’re looking forward to making those home improvements, or need to send your child to college, your credit union has options to fit your needs. With either a fixed amount Home Equity Loan, or a Flexible Home Equity Line of Credit, UKFCU’s Home Equity programs are designed to put your home to work for ...
  • Money Market Accounts A UKFCU Money Market Account offers the benefit of a higher interest rate than your saving account while providing flexibility similar to your checking account. Money Market Account: Minimum balance of $1,000 to open the account No monthly surcharge 6 transactions permitted each month* Unlimited transactions at the teller line Interest paid monthly on accounts carrying a balance of at least ...
  • UKFCU Members Save on TurboTax Products It’s tax time again! Click here to use TurboTax for the web and submit your tax forms online! UKFCU members save on TurboTax products. So visit TurboTax today an start saving. Not an online person? Click here to print out a hard copy to mail in.  
  • Better Your Auto Loan Today with Cash Back Sure, your car takes you from point A to B, but it really becomes part of your life.  You’ve created memories with road trips, family vacations, checked on your sleeping child in the rear view mirror and maybe just simply enjoyed a perfect summer day with the windows down listening to your favorite song. You ...
  • Dealer AutoCash – Get $20 Shell gas card or $50 Visa Gift Card How It Works: Receive a FREE $20 Shell gas card by bringing this coupon to a participating dealership. OR Upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your dealer you ...
  • More Scams to Avoid More Scams to Avoid According to the BBB, these are the scams that seemed to be the most widespread, aimed at the most vulnerable, growing in popularity, or just plain audacious. Medical Alert Scam Here’s a new twist to a telemarketing scam. With promises of a “free” medical alert system, the scam target seniors and caretakers and claim ...
  • Why You May Never Be Rich Why You May Never Be Rich No, not because you don’t have any rich relatives. There are some financial bad habits common to many in our society.  Some of these are entirely obvious, yet are mistakes people frequently make in handling their finances. We spend too much money too frequently. This is most commonly referred to as ...
  • How Long Does Information Stay on Credit Reports? How Long Does Information Stay on Your Credit Report? This is a common question and recently Terri Williams, of Consumer Information Solutions, shared some useful information on this topic. Here’s what Terri had to say, “I recently had a client call me about trying to dispute a bankruptcy that was still reporting on their credit report. ...
  • Discounts Discounts Have you ever wondered if you can get a discount on everyday items, such as restaurant food, or retail stores and buy clothes or other items at a discount?  Wonder no more – the chances are you can, if you do some basic research. For example, seniors (which is usually defined as 55 or 60 and ...
  • Holiday Scams Part of the attraction to the upcoming Holiday Season is, let’s face it, finding the perfect present for that special someone.  Here are some scams consumer groups are warning shoppers to avoid: Gift Card scams – you know those racks of gift cards hanging in store aisles, accessible to anyone?  Thieves have been known to copy ...
  • Things the new generation will never experience I read an article about things that the younger generation will never experience, such as library card catalogues and winding up old cassette tapes with a pencil that had become entangled in the release mechanism.  I decided to make a list with a financial twist.   Carrying your passbook to a branch to make a deposit.  No, ...
  • Why Credit Unions are better than Banks Why Credit Unions are better than Banks Okay, so why should I use a credit union instead of a bank?  The usual answer is that credit unions are not-for-profit organizations owned by their members, whereas banks are owned by stockholders, leading CUs to offer better rates and lower fees.  I ran across an article that offers ...
  • Tips for College Students Tips for College Students It’s the beginning of your freshman year and you’re truly on your own and it feels wonderful. You’ve probably been cautioned about spending too much money too quickly, but it’s hard to know where to draw the line, at least at first. Here are some broad, general hints on avoiding ...
  • Avoid these retirement mistakes Money MSN recently provided an article listing common mistakes people make in their retirement plans. Below is a summary of what you should avoid when planning your future. First – don’t mishandle Social Security. Some folks don’t do some simple calculations in deciding whether to claim SS as early as possible. Waiting can ...
  • Auto-buying tips If you’re thinking of purchasing a vehicle, the following tips may help you save money and avoid bumps along the way. Consider your needs. Do you need an automatic or manual transmission? How many people will typically ride with you? How ample is your parking area? What kind of driving conditions do you routinely face? Focus ...
See More Blog Entries
  • Target Data Breach Update as of January 16, 2014 New light has been shed on the Target breach, which may now include 110 million people. It appears that someone managed to distribute malware onto Target’s Point-of-Sale terminals. The malware parses data briefly stored in the terminals (stripe data) and then stored on the target servers for download. The username and password used to access ...
  • July 9, 2012 – Phishing Scam UKFCU has been made aware that a number of people in the Central Kentucky area have received a letter that claims to inform the recipient that they are a “Customer Service Evaluator”. The letter says that the recipient is to evaluate Western Union by performing a wire transfer. It also states this is paid training at ...
  • October 17, 2011 – Phishing Scam UKFCU is receiving phone calls from members concerning a phishing scam. The phone calls members are receiving are automated and state it is from the CU, that their account has been deactivated and in order to reactive the account they must enter their 16 digit debit card number. Do not enter your debit card number! Once they enter ...
  • September 26, 2011 – Phishing Scam UKFCU has received notice of a phishing attempt. Some members are reporting receiving a text message like the following: “18599083268@creditunionaccess.com// a pending alert has been placed on your credit union card. Call toll free 1-859-908-3268 for more information.” Please delete and ignore any such text message. If you have responded to the text message, please ...
  • July 8, 2011 – Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 404-956-0917 claiming to be from Greater KY CU. The message typically states that a debit card has been compromised and to contact 859-215-0089. This message was not sent by UKFCU and is indeed a scam. ...
  • May 4, 2011 – Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 331-442-5288 and inform the recipient that it is supposedly from the UK F.C.U. informing them that their card has been canceled. The text then says to call 502-352-8499 and enter their card information to reactivate ...
  • April 19, 2010 – Phishing Scam UKFCU has received word that there is a phishing email that tries to look like it was sent by excessshare.com or americanshare.com, that states access to your account has been temporarily prevented. The email has an attached file and asks you to run the file. DO NOT RUN THE ATTACHED FILE. The attached file could ...
  • March 2010 – Awareness Members: Please be advised that another website, UKFCU.com, does exist but it is not your credit union’s site! The University of Kentucky Federal Credit Union is not affiliated with, nor has control over the content of the .com site whatsoever. Please be careful when entering domain information.
  • November 17, 2008 – Phishing Alert We have received notification from our CURewards™ merchandise vendor, Hinda Incentives, regarding an investigation of a potential systems breach. While Hinda has not fully completed their investigation of this incident, we have received the following information from them: NO ACCOUNT NUMBER INFORMATION IS AT RISK AND NO MEMBER PASSWORDS ARE AT RISK. ALL ACCOUNT NUMBER INFORMATION ...

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Tue 05/20/14: UKFCU Annual Meeting

Title: UKFCU Annual Meeting
Start Time: 04:30 am
Location: Worsham Theater UK Student Center
Description: Join us for the 2014 UKFCU Annual Meeting. We will begin at 4:30 with a bit of socializing. The meeting begins at 5:00. A free gift to all who attend and lots of great give-a-ways too. We hope to see you there.

 

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