Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:2.99%*Credit Card:7.24%*
Boat/RV Loan:3.99%*Money Market:0.40%**
Home Equity Loan:5.24%*Share Certificates:2.00%**
Home Equity Line of Credit:3.00%*
*as low as**as high as
Truth In Savings

Rates are effective as of 01/13/12. Rates are subject to change and credit approval.

  • Transfer your credit card balance and get up to 1% cash back
    Click for more details.

    You don't have to be a genius to know this is a good deal! Bring us your high interest credit card balance...and SAVE. Starting January 1st, transfer your credit card balances to our low-rate UK Federal Credit Union credit card and receive 1% cash bac...

  • Dealer AutoCash - Get $20 Shell gas card or $50 Visa Gift Card
    When you visit a participating dealer

    How It Works: Receive a FREE $20 Shell gas card by bringing this coupon to a participating dealership. OR Upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Unio...

  • October 17, 2011 - Phishing Scam
    Scam targets debit card number from an automated call

    UKFCU is receiving phone calls from members concerning a phishing scam. The phone calls members are receiving are automated and state it is from the CU, that their account has been deactivated and in order to reactive the account they must enter the...

  • September 26, 2011 - Phishing Scam
    Click for details on text message

    UKFCU has received notice of a phishing attempt. Some members are reporting receiving a text message like the following: “18599083268@creditunionaccess.com// a pending alert has been placed on your credit union card. Call toll free 1-859-908-3268...

  • July 8, 2011 - Phishing Scam

    UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 404-956-0917 claiming to be from Greater KY CU. The message typically states that a debit card has been compromised and to con...

  • May 4, 2011 - Phishing Scam

    UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 331-442-5288 and inform the recipient that it is supposedly from the UK F.C.U. informing them that their card has been cancele...

  • April 19, 2010 - Phishing Scam

    UKFCU has received word that there is a phishing email that tries to look like it was sent by excessshare.com or americanshare.com, that states access to your account has been temporarily prevented. The email has an attached file and asks you to run th...

  • March 2010 - Awareness

    Members: Please be advised that another website, UKFCU.com, does exist but it is not your credit union’s site! The University of Kentucky Federal Credit Union is not affiliated with, nor has control over the content of the .com site whatsoever. Pleas...

  • November 17, 2008 - Phishing Alert

    We have received notification from our CURewards™ merchandise vendor, Hinda Incentives, regarding an investigation of a potential systems breach. While Hinda has not fully completed their investigation of this incident, we have received the follow...

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Wed 02/01/12: College Planning Seminar

Title: College Planning Seminar
Start Time: 2:00 pm
End Time: 3:30 pm
Location: Student Center Room 230
Description: You’ll learn about various forms of student financial aid, including scholarships, grants, federal student loans, and private student loans, but you’ll also receive practical advice on the application process to help you through a sometimes confusing maze of paperwork and deadlines. For additional details and to RSVP, see seminar page.

Wed 02/01/12: College Planning Seminar

Title: College Planning Seminar
Start Time: 6:00 pm
End Time: 7:30 pm
Location: Hamburg Branch
Description: You’ll learn about various forms of student financial aid, including scholarships, grants, federal student loans, and private student loans, but you’ll also receive practical advice on the application process to help you through a sometimes confusing maze of paperwork and deadlines. For additional details and to RSVP, see seminar page.

Mon 02/20/12: Presidents Day

Title: Presidents Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Presidents Day.

Mon 05/28/12: Memorial Day

Title: Memorial Day
Time: All Day
Location: All Locations
Description: All locations will be close in observance of Memorial Day.

Wed 07/04/12: Independence Day

Title: Independence Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Independence Day.

Mon 09/03/12: Labor Day

Title: Labor Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Labor Day.

Mon 10/08/12: Columbus Day

Title: Columbus Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Columbus Day.

Mon 11/12/12: Veterans Day

Title: Veterans Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Veterans Day.

Thu 11/22/12: Thanksgiving

Title: Thanksgiving
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Thanksgiving.

Tue 12/25/12: Christmas Day

Title: Christmas Day
Time: All Day
Location: All Locations
Description: All locations will closed in observance of Christmas.