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Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:2.49%*Credit Card:7.24%*
Boat/RV Loan:5.49%*Money Market:.40%**
Home Equity Loan:5.24%*Share Certificates:1.80%**
Home Equity Line of Credit:4.00%*
*as low as**as high as
Truth In Savings/Rate and Fee Disclosure

Rates are effective as of 07/16/14. Rates are subject to change and credit approval.

  • Retirement Planning Seminar – July 31 – Hamburg Branch Join UKFCU Thursday, July 31 at 6:00 p.m. for a Retirement Planning Seminar at the Hamburg Branch, 2557 Sir Barton Way, Lexington. We’ll provide light refreshments. Just complete the RSVP below. We look forward to helping you plan for retirement.
  • NEW CD Rates at UKFCU Help You Earn More! UKFCU increased rates on 1 year, 18 month and 2 year certificates. Click here to see how you can earn more with your credit union! This is a limited time offer. Visit your nearest branch for call 859-254-4200 to learn more.    
  • Summer of Fun! UKFCU is giving away park tickets in July! Ramp up your fun this summer with free park tickets from UKFCU. It’s easy to win, just visit Facebook, Twitter or Instagram and like, share, comment, retweet or favorite to be entered. We will select the lucky winner, at random, at the end of each week. You have a chance to win 2 adult and 2 ...
  • Mortgage Loans – We Can Make it Happen Your home can be one of the biggest and most involved purchases you will make. Let UKFCU provide you with valuable tools to help make your home buying experience as smooth as possible. Since we know that everyone’s situation is different we will deliver the mortgage that is right for you. UKFCU has joined with SWBC ...
  • Dealer Auto Cash – Get $20 Shell Gas Card or $50 Visa Gift Card How It Works Receive a FREE $20 Shell gas card by bringing the Dealer Auto Cash Form to a participating dealership. OR Upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your ...
  • Check Out These Tips For Senior Discounts Discounts for Seniors The term seniors is not meant to describe the last year of school, but rather people who, for the most part, are beyond middle age.  Yup, I’m talking about some of the fiscal advantages offered to older people. Senior discounts are offered for many products and services you see and use every day.  Various ...
  • Predictions That Were Really Off the Mark Predictions That Were Really Off the Mark It is always funny when experts get it wrong. Here are some classic predictions. “Computers in the future may weigh no more than 1.5 tons,” by Popular Mechanics, 1949. “I think there is a world market for maybe five computers,” by Thomas Watson, chairman of IBM, 1943. “Everything that can be invented ...
  • 12 Tips to Save Money in 2014 12 Tips to Save Money in 2014 Over the years, I have realized the best way for me to save money is to have it deducted automatically from my paycheck and deposited directly into a Savings account. Some people reading this might be saying to themselves they don’t have anything left to save after paying their ...
  • Coupon Sites to Help You Save Money! Coupons to Help You Save Money! I am sure you’ve noticed prices of food and other products have been increasing over the last few years. As a result you’ve necessarily become more conscious about spending your hard-earned dollars every time you shop. Whether it’s for necessary items, such as food or gas, or so-called luxury items, ...
  • More Scams to Avoid More Scams to Avoid According to the BBB, these are the scams that seemed to be the most widespread, aimed at the most vulnerable, growing in popularity, or just plain audacious. Medical Alert Scam Here’s a new twist to a telemarketing scam. With promises of a “free” medical alert system, the scam target seniors and caretakers and claim ...
  • Why You May Never Be Rich Why You May Never Be Rich No, not because you don’t have any rich relatives. There are some financial bad habits common to many in our society.  Some of these are entirely obvious, yet are mistakes people frequently make in handling their finances. We spend too much money too frequently. This is most commonly referred to as ...
  • How Long Does Information Stay on Credit Reports? How Long Does Information Stay on Your Credit Report? This is a common question and recently Terri Williams, of Consumer Information Solutions, shared some useful information on this topic. Here’s what Terri had to say, “I recently had a client call me about trying to dispute a bankruptcy that was still reporting on their credit report. ...
  • Discounts Discounts Have you ever wondered if you can get a discount on everyday items, such as restaurant food, or retail stores and buy clothes or other items at a discount?  Wonder no more – the chances are you can, if you do some basic research. For example, seniors (which is usually defined as 55 or 60 and ...
  • Holiday Scams Part of the attraction to the upcoming Holiday Season is, let’s face it, finding the perfect present for that special someone.  Here are some scams consumer groups are warning shoppers to avoid: Gift Card scams – you know those racks of gift cards hanging in store aisles, accessible to anyone?  Thieves have been known to copy ...
  • Things the new generation will never experience I read an article about things that the younger generation will never experience, such as library card catalogues and winding up old cassette tapes with a pencil that had become entangled in the release mechanism.  I decided to make a list with a financial twist.   Carrying your passbook to a branch to make a deposit.  No, ...
See More Blog Entries
  • P.F. Chang’s Data Breach – Update UKFCU is closely monitoring the situation with the recent data breach at P.F. Chang’s. Click here for the latest information http://www.pfchangs.com/security/
  • WARNING – UKFCU.COM is a Phishing Website! Please use caution when accessing UKFCU.org. Recently a website has been discovered using UKFCU.com, possibly fooling our members into thinking they are the University of Kentucky Federal Credit Union website. University of Kentucky Federal Credit Union suggests the following tips to avoid phishing websites: Make sure you are entering the correct site name – UKFCU.org not UKFCU.com. Type ...
  • Target Data Breach Update as of January 16, 2014 New light has been shed on the Target breach, which may now include 110 million people. It appears that someone managed to distribute malware onto Target’s Point-of-Sale terminals. The malware parses data briefly stored in the terminals (stripe data) and then stored on the target servers for download. The username and password used to access ...
  • July 9, 2012 – Phishing Scam UKFCU has been made aware that a number of people in the Central Kentucky area have received a letter that claims to inform the recipient that they are a “Customer Service Evaluator”. The letter says that the recipient is to evaluate Western Union by performing a wire transfer. It also states this is paid training at ...
  • October 17, 2011 – Phishing Scam UKFCU is receiving phone calls from members concerning a phishing scam. The phone calls members are receiving are automated and state it is from the CU, that their account has been deactivated and in order to reactive the account they must enter their 16 digit debit card number. Do not enter your debit card number! Once they enter ...
  • September 26, 2011 – Phishing Scam UKFCU has received notice of a phishing attempt. Some members are reporting receiving a text message like the following: “18599083268@creditunionaccess.com// a pending alert has been placed on your credit union card. Call toll free 1-859-908-3268 for more information.” Please delete and ignore any such text message. If you have responded to the text message, please ...
  • July 8, 2011 – Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 404-956-0917 claiming to be from Greater KY CU. The message typically states that a debit card has been compromised and to contact 859-215-0089. This message was not sent by UKFCU and is indeed a scam. ...
  • May 4, 2011 – Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 331-442-5288 and inform the recipient that it is supposedly from the UK F.C.U. informing them that their card has been canceled. The text then says to call 502-352-8499 and enter their card information to reactivate ...
  • April 19, 2010 – Phishing Scam UKFCU has received word that there is a phishing email that tries to look like it was sent by excessshare.com or americanshare.com, that states access to your account has been temporarily prevented. The email has an attached file and asks you to run the file. DO NOT RUN THE ATTACHED FILE. The attached file could ...
  • March 2010 – Awareness Members: Please be advised that another website, UKFCU.com, does exist but it is not your credit union’s site! The University of Kentucky Federal Credit Union is not affiliated with, nor has control over the content of the .com site whatsoever. Please be careful when entering domain information.

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 09/01/14: UKFCU Closed for Labor Day

Title: UKFCU Closed for Labor Day
Time: All Day
Location:
Description: All UKFCU branches will be closed in observance of Labor Day

Mon 10/13/14: UKFCU Closed for Columbus Day

Title: UKFCU Closed for Columbus Day
Time: All Day
Location:
Description: All UKFCU branches will be closed in observance of Columbus Day

Tue 11/11/14: UKFCU Closed for Veterans Day

Title: UKFCU Closed for Veterans Day
Time: All Day
Location:
Description: All UKFCU branches will be closed in observance of Veterans Day

Thu 11/27/14: UKFCU Closed for Thanksgiving Day

Title: UKFCU Closed for Thanksgiving Day
Time: All Day
Location:
Description: All UKFCU branches will be closed in observance of Thanksgiving Day

Thu 12/25/14: UKFCU Closed for Christmas Day

Title: UKFCU Closed for Christmas Day
Time: All Day
Location:
Description: ALL UKFCU branches will be closed for Christmas Day