• Keeneland Concours d'Elegance Porsche Boxster Raffle
  Click for ticket information
• A message from the nominating committee
  Click for more information.
• Coming soon...a New UKFCU Online Banking experience!
  Click for more information.
• Now anyone can join UKFCU!
  Join the American Consumer Council for free, and you are automatically eligible to join UKFCU!
• UKFCU is a proud Golden Matrix sponsor of Dance Blue!

Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Rates are effective as of 05/01/13. Rates are subject to change and credit approval.

• Car Sale at the Red Mile on June 22
  The University of Kentucky Federal Credit Union is holding a car sale at the Red Mile on Saturday June 22nd from 10am-5pm. Dealerships that will be on site are Rod Hatfield Chevrolet and Car Town Kia USA. Get pre-approved now and receive 0.25% off on day of sale! New and used vehicles with special member pricing! ...
• Financial Literacy Day - June 1st
  Find out your credit score/consult with an FSO, light refreshments, and attend informational sessions on insurance, mortgages, investments and credit counseling. Join us on Saturday June 1st from 9am-1pm at the Hamburg branch. Please use the form below to RSVP and let us know which information session(s) you will attend:
• Child Safety Seminar with Liberty Mutual
  May 28th - Hamburg Branch
  We’ll be discussing potential household hazards and auto safety with children. Plus, making sure you have appropriate levels of insurance for auto, home and life. Tuesday, May 28 Hamburg Branch 6:00 p.m. – 7:00 p.m. Light refreshments provided.
• Skip a Pay Now!
  Skip a payment on a UKFCU loan year-round!* *Mortgages and some loans may not qualify.  $25 fee applies.  See a representative for details.  Other restrictions may apply.
• Dealer AutoCash - Get $20 Shell gas card or $50 Visa Gift Card
  When you visit a participating dealer
  How It Works: Receive a FREE $20 Shell gas card by bringing this coupon to a participating dealership. OR Upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your dealer you ...

• Start Saving Now
  I saw an interesting article about how starting a Savings Account for a child (in any amount) was of significant statistical benefit for that child going to college. The article, linked below, stated that they were more likely to enroll in college than someone without that early start on saving, and even more likely ...
• Advice
  Have you ever had an idea that you thought worthwhile that was really cool and could even  increase your bank account but someone talked you out of it?  Sometimes well-meaning people give us bad advice, such as below: “ is a great invention but who would want to use it?” – U.S President Rutherford Hayes (1872) “There ...
• Ways to Cut Driving Costs
  We are all feeling the effects of increasing gasoline costs, so it’s a good time to review ways to keep driving costs to a minimum. I’m writing this even as I acknowledge that the minimum is way bigger than it used to be, especially for those of us remembering when fuel costs were based ...
• February Financial Fitness
  I ran across an article on UKFCU’s Advice and Education page which talked about February being a good month to reset your spending cycle. Did you know that your spending has different patterns? They may be summarized as: Living paycheck to paycheck Using debt to support your lifestyle Saving what’s left over at month’s end (there ...
• Should you refinance your Mortgage?
  Would you like to reduce your mortgage loan payment?  Mortgage rates have never been lower, at least not in my lifetime (and I remember seeing Dwight Eisenhower before he was president), so is it time to look into refinancing your mortgage?  It may behoove you to look into the possibility if you can reduce your ...
• Start the New Year with Freebies
  I make it a point to avoid any New Year’s resolutions since most are ignored after the first week.  However, it might be a good way to start 2013 searching for some freebies.  Here are some you may find yourself enjoying. Free Wi-Fi may be found in restaurants and stores trying to win your business; may ...
• Charges on Credit Cards
  Do you check your credit card statement to ensure it’s accurate?  Are there any unexpected items on it?  Research indicates that, although we are responsible for our statements, we rarely, if ever, review it thoroughly. Here’s why you should – you may encounter some unexpected charges.  For example, there are approximately three million people still paying ...
• Newest Budget Buster
  Being a member of the Boomer generation and raised by Depression era parents, I have a cell phone that is the “pay as you go” variety.  It’s affordable (okay, cheap) and I like having the ability to call someone if it’s necessary, but since its minutes are limited, it’s not designed to use to for ...
• Personal Finance for College Students
  UKFCU features a Personal Financial Program under the Planning Tools section of our web site called MoneyEd. One of the selections under that area is titled Personal Finance for College Students, which breaks it down into 4 steps: Open a checking account, and even shows you how to reconcile your account Create a budget, with forms to ...
• Money Mistakes
  Have you ever sat down and thought back to some decision you made that seemed appropriate at the time but turned out to be a less than stellar move? I sure have, for example when I bought a used car too quickly without even negotiating the price (hey, I was young and needed some ...

• July 9, 2012 - Phishing Scam
  UKFCU has been made aware that a number of people in the Central Kentucky area have received a letter that claims to inform the recipient that they are a “Customer Service Evaluator”. The letter says that the recipient is to evaluate Western Union by performing a wire transfer. It also states this is paid training at ...
• October 17, 2011 - Phishing Scam
  Scam targets debit card number from an automated call
  UKFCU is receiving phone calls from members concerning a phishing scam. The phone calls members are receiving are automated and state it is from the CU, that their account has been deactivated and in order to reactive the account they must enter their 16 digit debit card number. Do not enter your debit card number! Once they enter ...
• September 26, 2011 - Phishing Scam
  Click for details on text message
  UKFCU has received notice of a phishing attempt. Some members are reporting receiving a text message like the following: “18599083268@creditunionaccess.com// a pending alert has been placed on your credit union card. Call toll free 1-859-908-3268 for more information.” Please delete and ignore any such text message. If you have responded to the text message, please ...
• July 8, 2011 - Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 404-956-0917 claiming to be from Greater KY CU. The message typically states that a debit card has been compromised and to contact 859-215-0089. This message was not sent by UKFCU and is indeed a scam. ...
• May 4, 2011 - Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 331-442-5288 and inform the recipient that it is supposedly from the UK F.C.U. informing them that their card has been canceled. The text then says to call 502-352-8499 and enter their card information to reactivate ...
• April 19, 2010 - Phishing Scam UKFCU has received word that there is a phishing email that tries to look like it was sent by excessshare.com or americanshare.com, that states access to your account has been temporarily prevented. The email has an attached file and asks you to run the file. DO NOT RUN THE ATTACHED FILE. The attached file could ...
• March 2010 - Awareness Members: Please be advised that another website, UKFCU.com, does exist but it is not your credit union’s site! The University of Kentucky Federal Credit Union is not affiliated with, nor has control over the content of the .com site whatsoever. Please be careful when entering domain information.
• November 17, 2008 - Phishing Alert We have received notification from our CURewards™ merchandise vendor, Hinda Incentives, regarding an investigation of a potential systems breach. While Hinda has not fully completed their investigation of this incident, we have received the following information from them: NO ACCOUNT NUMBER INFORMATION IS AT RISK AND NO MEMBER PASSWORDS ARE AT RISK. ALL ACCOUNT NUMBER INFORMATION ...

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 05/27/13: Memorial Day

Tue 05/28/13: Child Safety Seminar

Sat 06/01/13: Financial Literacy Day

Sat 06/22/13: Car Sale

Thu 07/04/13: Independence Day

Mon 09/02/13: Labor Day

Mon 10/14/13: Columbus Day

Mon 11/11/13: Veterans Day

Thu 11/28/13: Thanksgiving Day

Wed 12/25/13: Christmas Day