Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:2.99%*Credit Card:7.24%*
Boat/RV Loan:3.99%*Money Market:0.30%**
Home Equity Loan:5.24%*Share Certificates:1.75%**
Home Equity Line of Credit:3.00%*
*as low as**as high as
Truth In Savings

Rates are effective as of 03/19/12. Rates are subject to change and credit approval.

  • Dream Big with a Home Equity Line of Credit
    Get a $75 Lowe's gift card when you open a UKFCU Home Equity Line of Credit
    UKFCU Home Equity Line of Credit is as low as 3.00% APR*, and now, in celebration of our 75th anniversary all home equities financed in April and May will receive a $75 Lowe’s gift card.**   *Annual Percentage Rate.  Home Equity Line of Credit ...
  • Mortgage Loan Sale
    Get a great rate, a great term, and great closing costs. Limited time offer, act today. Click for details.
    Refinance Special! 4.25% APR*  Fixed Rate Primary Residence 12 year term maximum Max $250 Closing Costs** * Annual Percentage Rate. ** If paid off within 2 years, then $250 or less charged.  Limited time offer.  80% Loan to value maximum. Pr...
  • Dealer AutoCash - Get $20 Shell gas card or $50 Visa Gift Card
    When you visit a participating dealer
    How It Works: Receive a FREE $20 Shell gas card by bringing this coupon to a participating dealership. OR Upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Unio...
  • October 17, 2011 - Phishing Scam
    Scam targets debit card number from an automated call
    UKFCU is receiving phone calls from members concerning a phishing scam. The phone calls members are receiving are automated and state it is from the CU, that their account has been deactivated and in order to reactive the account they must enter their ...
  • September 26, 2011 - Phishing Scam
    Click for details on text message
    UKFCU has received notice of a phishing attempt. Some members are reporting receiving a text message like the following: “18599083268@creditunionaccess.com// a pending alert has been placed on your credit union card. Call toll free 1-859-908-3268 for ...
  • July 8, 2011 - Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 404-956-0917 claiming to be from Greater KY CU. The message typically states that a debit card has been compromised and to contac...
  • May 4, 2011 - Phishing Scam UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 331-442-5288 and inform the recipient that it is supposedly from the UK F.C.U. informing them that their card has been canceled. ...
  • April 19, 2010 - Phishing Scam UKFCU has received word that there is a phishing email that tries to look like it was sent by excessshare.com or americanshare.com, that states access to your account has been temporarily prevented. The email has an attached file and asks you to run the f...
  • March 2010 - Awareness Members: Please be advised that another website, UKFCU.com, does exist but it is not your credit union’s site! The University of Kentucky Federal Credit Union is not affiliated with, nor has control over the content of the .com site whatsoever. Please be ...
  • November 17, 2008 - Phishing Alert We have received notification from our CURewards™ merchandise vendor, Hinda Incentives, regarding an investigation of a potential systems breach. While Hinda has not fully completed their investigation of this incident, we have received the following i...

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 05/28/12: Memorial Day

Title: Memorial Day
Time: All Day
Location: All Locations
Description: All locations will be close in observance of Memorial Day.

Sat 06/02/12: Financial Literacy Fair

Title: Financial Literacy Fair
Start Time: 09:00 am
End Time: 1:00 pm
Location: Hamburg Branch
Description: Join us for a Financial Literacy Fair at our Hamburg Branch location, we have four information session to attend, you can find out your credit score, learn about online services and consult with a Financial Services Officer.

CLICK TO RSVP

Wed 07/04/12: Independence Day

Title: Independence Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Independence Day.

Mon 09/03/12: Labor Day

Title: Labor Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Labor Day.

Mon 10/08/12: Columbus Day

Title: Columbus Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Columbus Day.

Mon 11/12/12: Veterans Day

Title: Veterans Day
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Veterans Day.

Thu 11/22/12: Thanksgiving

Title: Thanksgiving
Time: All Day
Location: All Locations
Description: All locations will be closed in observance of Thanksgiving.

Tue 12/25/12: Christmas Day

Title: Christmas Day
Time: All Day
Location: All Locations
Description: All locations will closed in observance of Christmas.