Yearly Archives: 2011

Some people may misunderstand frugality

I’m always amazed at what people buy because they “need” it (I include myself in that one – does anyone need a barely used Home Gym?). Some people may think buying what you need and bypassing what you don’t really… Read More »

The Most Annoying Bank Fees

We all get upset at seeing fees eating away at our fast disappearing paycheck. With recent federal regulations and the Law of Unintended Consequences, you may be seeing an increase in those already annoying fees among your typical financial institutions.… Read More »

July 8, 2011 – Phishing Scam

UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 404-956-0917 claiming to be from Greater KY CU. The message typically states that a debit card has been compromised and… Read More »

Beware of Fake Check Scams

According to the National Consumer’s League, fake check scams are the most pervasive fraud in America, hitting virtually every demographic group with some variation of the same clever con. The basic way it works is this: You get a check… Read More »

Saving money by cutting expenses

My wife, who pays our bills, was ecstatic when our most recent utility (read electric) bill was less than half of what it was this past really cold winter. It’s not that we did without heat (or air conditioning), nor… Read More »

Helping Parents Manage Their Money

I was talking on the phone with my sister the other day when the conversation shifted to our Mom and her older sister both living longer than average lives. So long, in fact, that family had to help them receive… Read More »

May 4, 2011 – Phishing Scam

UKFCU has received notice of a phishing attempt involving text messages. The text messages are being received from the number 331-442-5288 and inform the recipient that it is supposedly from the UK F.C.U. informing them that their card has been… Read More »

Some Ways That Being Frugal Can Cost You Money

It can be smart to be frugal but sometimes your attempts to save money can have financial consequences that costs more money in the long term. Here are some ways you shouldn’t cut corners. Miserly Maintenance. Spending a little on… Read More »

Avoid these common retirement mistakes

Okay, the biggest and most common mistake is that people don’t start planning for retirement early enough. Having said that, the most common mistakes made by those already retired or ready to retire are summarized below from an article by… Read More »

You’ve lost your wallet…Now what?

Losing your wallet or purse can be a frightening experience. You’ve lost your cash and debit/credit cards, and also your driver’s license and other personal information or items your wallet may have held. File a Police Report Let police know… Read More »