You’ve lost your wallet…Now what?

Losing your wallet or purse can be a frightening experience. You’ve lost your cash and debit/credit cards, and also your driver’s license and other personal information or items your wallet may have held.

File a Police Report

Let police know your wallet is missing as soon as you can. Your financial institution and credit reporting agencies might need a copy of this report and its case number, so be sure to save a copy.

Notify Your Financial Institution

Let your financial institution know you’ve lost your debit/credit cards or checks. The sooner you do this, the better – once you alert your credit union or bank your debit card liability is reduced to $50.

Cancel All Credit Cards

Call your credit card issuers immediately. They should send you a new credit card. They might want to ask you about recent transactions to determine which, if any, are legitimate. This might seem like a hassle, but it will limit damages to your credit and limit any losses.

Notify The Three Major Credit Reporting Agencies

  • Equifax – 1-800-525-6285
  • TransUnion – 1-800-680-7289
  • Experian – 1-888-397-3742

Ask to have a fraud alert placed on your credit report. This will help protect your credit score.

Get New Important Cards

These can include but are not limited to: driver’s license, social security card, health insurance, military identification, library cards, store cards, membership cards and more.

Monitor The Situation

Keep an eye on your financial institution and credit card statements – look for any suspicious activity.

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