Rates

This page provides up to date rates for all our deposit account products. You will find our Savings Rates, Money Market Rates and Share Certificate Rates in the tables below. If you have any further questions, please contact us at 859-264-4200, or stop by one of our branches.

Saving Accounts*

Account Type Minimum Balance to
earn Dividends
Dividend Period Dividend Rate APY
Prime Share $100.00 Monthly 0.10% 0.10%
Senior Share $100.00 Monthly 0.15% 0.15%
Club Accounts $.01 Monthly 0.10% 0.10%
IRA Accounts $.01 Monthly 0.15% 0.15%
*Rates available as of 07/16/14 and are subject to change. Truth In Savings/Rate and Fee Disclosure

Money Market Accounts*

Minimum Balance to earn Dividends Dividend Period Dividend Rate APY
$1,000 - $9,999.99 Monthly .10% .10%
$10,000 - $24,999.99 Monthly .20% .20%
$25,000 - $49,999.99 Monthly .30% .30%
$50,000 + Monthly .40% .40%
*Rates available as of 07/16/14 and are subject to change. Truth In Savings/Rate and Fee Disclosure

Step Rate Share Certificate

Period Minimum Balance Dividend Payment Dividend Rate APY
2 Year $1,000.00 Monthly 0.70% 0.70%
2 Year $1,000.00 Annually 0.70% 0.70%

Regular Share Certificate

Period Minimum Balance Dividend Payment Dividend Rate APY
3 Months $1,000.00 At Maturity 0.10% 0.10%
6 Months $1,000.00 At Maturity 0.20% 0.20%
1 Year $1,000.00 Monthly 1.00% 1.00%
1 Year $1,000.00 At Maturity 1.00% 1.00%
18 Months $1,000.00 Monthly 1.09% 1.09%
18 Months $1,000.00 At Maturity 1.09% 1.10%
2 Year $1,000.00 Monthly 1.19% 1.19%
2 Year $1,000.00 Annually 1.19% 1.20%
3 Year $1,000.00 Monthly 1.24% 1.24%
3 Year $1,000.00 Annually 1.24% 1.25%
4 Year $1,000.00 Monthly 1.49% 1.49%
4 Year $1,000.00 Annually 1.49% 1.50%
5 Year $1,000.00 Monthly 1.74% 1.74%
5 Year $1,000.00 Annually 1.74% 1.75%

Jumbo Share Certificate

Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $100,000.00 Monthly 1.05% 1.05%
1 Year $100,000.00 At Maturity 1.05% 1.05%
18 Months $100,000.00 Monthly 1.14% 1.14%
18 Months $100,000.00 At Maturity 1.14% 1.15%
2 Year $100,000.00 Monthly 1.24% 1.24%
2 Year $100,000.00 Annually 1.24% 1.25%
3 Year $100,000.00 Monthly 1.29% 1.29%
3 Year $100,000.00 Annually 1.29% 1.30%
4 Year $100,000.00 Monthly 1.54% 1.54%
4 Year $100,000.00 Annually 1.54% 1.55%
5 Year $100,000.00 Monthly 1.78% 1.78%
5 Year $100,000.00 Annually 1.78% 1.80%

IRA Share Certificate

Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $1,000.00 At Maturity 1.00% 1.00%
18 Months $1,000.00 At Maturity 1.09% 1.10%
2 Year $1,000.00 At Maturity 1.19% 1.20%
3 Year $1,000.00 At Maturity 1.24% 1.25%
4 Year $1,000.00 At Maturity 1.49% 1.50%
5 Year $1,000.00 At Maturity 1.74% 1.75%
*Rates available as of 07/16/14 and are subject to change. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest.