Why Join a Credit Union?
Having worked at banks both large and small as well as having been part of the credit union world, I can compare the two worlds with reasonable detachment and accuracy. Most differences are due to the fact that banks are… Read More »
Choosing a college degree
While it’s true that people with a college degree earn, on average, a higher lifetime income than those who have none, not all college majors are created equal. In fact, graduates with certain majors sometimes fare worse in the labor… Read More »
Financial Smarts for College Kids
We’ve read about people getting into financial trouble from, among other things, spending too much on their credit cards or paying too much for a checking account. This is especially worrisome to college students and their parents. Any time is… Read More »
Saving on gasoline
I know, we’ve all heard how properly inflated tires can maximize fuel economy in your motor vehicle, and plan your day in order to do all your shopping in one trip thereby driving fewer miles, resulting in less gasoline used. … Read More »
I was lucky enough to spend time overseas, courtesy of Uncle Sam, in societies where bargaining was considered the rule instead of the exception. It was a natural event to negotiate the price of a product and was even an… Read More »
No Longer Free
If you think your paycheck doesn’t go as far as it used to, you’d be right, and inflation is only one of the reasons. It seems there are some things you used to get for free that you now have… Read More »
General Tips – Spring 2012
I recently watched a news show about avoiding scams and keeping your finances secure. It made me think about some general hints involving finances which would be worth reviewing.
When is it time to buy a new car?
How do you decide it’s time to get rid of that old hoopty and get a new, or should I say different, car? In the past, I decided to get rid of an older, high mileage car when the local… Read More »
Red flags that show you may be in financial trouble
It seems that the national economic turndown happened suddenly, catching most people, in and out of the government, unaware of what was happening. It doesn’t seem it should have taken us by surprise. So, what should we look at to… Read More »
Rent or Buy?
As Mortgage Loan interest rates stay low and the price of housing nationwide continues to fall, the cost of renting a home has begun to seem less attractive than buying one.