Author Archives: John

College Majors Part II

We all know that the cost of college has increased at a higher rate than the general inflation rate, and you’ve probably heard about the high amount of debt students have upon graduating. The debt situation can be made worse… Read More »

Start Saving Now

I saw an interesting article about how starting a Savings Account for a child (in any amount) was of significant statistical benefit for that child going to college. The article, linked below, stated that they were more likely to enroll… Read More »


Have you ever had an idea that you thought worthwhile that was really cool and could even  increase your bank account but someone talked you out of it?  Sometimes well-meaning people give us bad advice, such as below: “[The telephone]… Read More »

February Financial Fitness

I ran across an article on UKFCU’s Advice and Education page which talked about February being a good month to reset your spending cycle. Did you know that your spending has different patterns? They may be summarized as: Living paycheck… Read More »

Charges on Credit Cards

Do you check your credit card statement to ensure it’s accurate?  Are there any unexpected items on it?  Research indicates that, although we are responsible for our statements, we rarely, if ever, review it thoroughly. Here’s why you should –… Read More »

Personal Finance for College Students

UKFCU features a Personal Financial Program under the Planning Tools section of our web site called MoneyEd. One of the selections under that area is titled Personal Finance for College Students, which breaks it down into 4 steps: Open a… Read More »