Author Archives: John

Money Mistakes

Have you ever sat down and thought back to some decision you made that seemed appropriate at the time but turned out to be a less than stellar move? I sure have, for example when I bought a used car… Read More »

Why Join a Credit Union?

Having worked at banks both large and small as well as having been part of the credit union world, I can compare the two worlds with reasonable detachment and accuracy.  Most differences are due to the fact that banks are… Read More »

Choosing a college degree

While it’s true that people with a college degree earn, on average, a higher lifetime income than those who have none, not all college majors are created equal. In fact, graduates with certain majors sometimes fare worse in the labor… Read More »

12 Months Same As Cash…or is it?

We’ve all seen the ads, heard the commercials…“Buy now, 12 months same as cash!” Are these deals good or bad? Are they a rip-off? What’s the catch? They may not be a rip-off as long as you pay off the… Read More »

July 9, 2012 – Phishing Scam

UKFCU has been made aware that a number of people in the Central Kentucky area have received a letter that claims to inform the recipient that they are a “Customer Service Evaluator”. The letter says that the recipient is to… Read More »

Saving on gasoline

I know, we’ve all heard how properly inflated tires can maximize fuel economy in your motor vehicle, and plan your day in order to do all your shopping in one trip thereby driving fewer miles, resulting in less gasoline used. … Read More »

Negotiating

I was lucky enough to spend time overseas, courtesy of Uncle Sam, in societies where bargaining was considered the rule instead of the exception.  It was a natural event to negotiate the price of a product and was even an… Read More »

No Longer Free

If you think your paycheck doesn’t go as far as it used to, you’d be right, and inflation is only one of the reasons.  It seems there are some things you used to get for free that you now have… Read More »