Author Archives: John

We all get upset at seeing fees eating away at our fast disappearing paycheck. With recent federal regulations and the Law of Unintended Consequences, you may be seeing an increase in those already annoying fees among your typical financial institutions.… Read More »

According to the National Consumer’s League, fake check scams are the most pervasive fraud in America, hitting virtually every demographic group with some variation of the same clever con. The basic way it works is this: You get a check… Read More »

My wife, who pays our bills, was ecstatic when our most recent utility (read electric) bill was less than half of what it was this past really cold winter. It’s not that we did without heat (or air conditioning), nor… Read More »

I was talking on the phone with my sister the other day when the conversation shifted to our Mom and her older sister both living longer than average lives. So long, in fact, that family had to help them receive… Read More »

It can be smart to be frugal but sometimes your attempts to save money can have financial consequences that costs more money in the long term. Here are some ways you shouldn’t cut corners. Miserly Maintenance. Spending a little on… Read More »

Okay, the biggest and most common mistake is that people don’t start planning for retirement early enough. Having said that, the most common mistakes made by those already retired or ready to retire are summarized below from an article by… Read More »

Losing your wallet or purse can be a frightening experience. You’ve lost your cash and debit/credit cards, and also your driver’s license and other personal information or items your wallet may have held. File a Police Report Let police know… Read More »

Using a credit card instead of using cash or a check MAY be a good idea since it’s convenient, safe and secure, all on one bill, and may offer rewards. But use it wisely. While it may not be easy… Read More »