Buying a vehicle can be a stressful, yet exciting time. Your UK Federal Credit Union is here to help by offering various options for your loan. As a member you can take advantage of our "Buy-Down" program, which allows you to lower your rate up to 1% simply by choosing from the following services:

Vehicle Warranty
Protect yourself from unexpected repair bills by adding a Vehicle Service Agreement to your loan. Ask a Financial Services Officer for details.

GAP Advantage
Accidents can be an unfortunate part of life. Your Credit Union has a solution to guarantee your investment. GAP Advantage or Guaranteed Asset Protection, safeguards you from financial loss in the event that your vehicle is totaled or stolen and never recovered. GAP will cover the difference between the cash value of your vehicle and the amount remaining on your loan. Because driving your new car off of the dealer's lot can cause it to depreciate up to 10%-15% GAP Advantage protects you from day one.

Credit Life and Disability Insurance
Credit Life and Disability Insurance from CUNA Mutual Insurance Society gives you and your family a convenient, affordable way to help protect yourself in the event of death or disability. Have the peace of mind knowing you are covered, talk to a representative for more details.

Sign & Drive - Indirect Lending
With our Sign & Drive Indirect Lending Program members can enjoy the convenience of applying for a loan through a variety of auto dealerships in the Central Kentucky area. With " on the spot" financing you can spend less time with paper work and more time enjoying your new vehicle. However you'd like to apply, Whether in person, online, over the phone, or at a participating dealer, we've made it easier than ever for you to drive away in the car of your dreams.