Category Archives: Borrowing

Informing members how to be smart when borrowing money.

Tips for College Students

Tips for College Students It’s the beginning of your freshman year and you’re truly on your own and it feels wonderful. You’ve probably been cautioned about spending too much money too quickly, but it’s hard to know where to draw… Read More »

Auto-buying tips

If you’re thinking of purchasing a vehicle, the following tips may help you save money and avoid bumps along the way. Consider your needs. Do you need an automatic or manual transmission? How many people will typically ride with you?… Read More »

12 Months Same As Cash…or is it?

We’ve all seen the ads, heard the commercials…“Buy now, 12 months same as cash!” Are these deals good or bad? Are they a rip-off? What’s the catch? They may not be a rip-off as long as you pay off the… Read More »

When is it time to buy a new car?

How do you decide it’s time to get rid of that old hoopty and get a new, or should I say different, car?  In the past, I decided to get rid of an older, high mileage car when the local… Read More »

Rent or Buy?

As Mortgage Loan interest rates stay low and the price of housing nationwide continues to fall, the cost of renting a home has begun to seem less attractive than buying one.