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CHECKING

With unlimited check writing, 24 hour ATM/Debit card access and Click N Pay, UKFCU's Checking Account is flexible and convenient. You have the choice to use your account in a way that best fits your lifestyle. Several branch locations give you access to your account in person, and our electronic offerings give you 24 hour access from your home or anywhere life takes you. No matter what you choose UKFCU is here to provide you with traditional check services along with the power of online technology.

* UKFCU's ABA/Routing Number is: 242176129 *

Checking Account:

  • No minimum balance
  • No monthly service charge
  • E-statements available
  • Unlimited Check writing
  • 24 hour Debit Card and ATM access
  • Several Overdraft Protection options
  • 24 hour account access through the Mainline phone system and https://www.ukfcu.org/cgi-bin/mcw000.cgi?MCWSTART online
  • Direct deposit
  • FREE Online Bill payment with Click N Pay
Smart Checking Student Account

College students are always on the go. That is why we have designed the Smart Checking to specifically meet a busy student's needs on campus or at home. Smart Checking is available to any student that meets the general specifications of a University of Kentucky Federal Credit Union membership. In addition to our regular checking account benefits, the Smart Checking Account offers the following features.

Smart Checking Account:

  • No ATM charges from UKFCU!
  • FREE Cell phone ring downloads!
  • Automatic E-statements!
  • Student Credit Card!
  • 1st box of checks FREE!
  • FREE online bill pay with Click N Pay!
  • Discounts on auto loans!
  • FREE financial counseling!
  • FREE traveller's checks!
  • Debit Card!
Senior Freedom Checking Account

Our Senior members deserve the freedom to pursue their travel and leisure activities at the best prices possible. That is why we have designed the Senior Freedom Checking Account to enable you to access special deals on hotels, air travel, cruises, vacation packages and much more! Freedom Checking is available to any member age 54 and above and in addition to our regular checking account benefits, the Senior Freedom Checking Account offers the following features.
  • Free Financial Check-up with our Investment Representative
  • 0.25% discount on Auto Loans
  • Free Visa Debit Card
  • $25 bonus on opening new Vacation Club Account
  • Free On-Line bill payment with Click N Pay
  • Travel benefits through CUonVacation
  • Free Traveler's Checks
  • Basic Checks free (2 boxes per year)
  • Visa Credit Card
  • E-statements available
  • Special Seminar invitations
  • Free Road Atlas

Click N Pay

Receive and pay your bills online with the click of a mouse through UK Federal Credit Union's Click N Pay. This online service is Simple, Safe and Guaranteed. You can pay anyone from your mortgage company to your gardener. Plus, you can track the status of every bill you pay.

  • Receive and pay all of your bills in one location
  • Simplify your life by using reoccurring payments
  • Pay your bills in a safe and secured environment. Never worry about lost checks again.
  • Take control of your finances: you can see all of your payment history in one place

View a demo of Click N Pay

Click N Pay demo

Visit our Click N Pay FAQs page for more information.
Or login to https://www.ukfcu.org/cgi-bin/mcw000.cgi?MCWSTART and start using Click N Pay today!

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