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	<title>Comments for UKFCU</title>
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	<description>The University of Kentucky Federal Credit Union</description>
	<lastBuildDate>Wed, 04 Jan 2012 23:08:00 -0500</lastBuildDate>
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		<title>Comment on More on Saving by Reducing Expenses by Anonymous</title>
		<link>http://www.uky.edu/UKFCU/2011/more-on-saving-by-reducing-expenses/#comment-188</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Wed, 04 Jan 2012 23:08:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.uky.edu/UKFCU/?p=2109#comment-188</guid>
		<description>It seems to me that there is a correlation between the rise in the average credit card interest rates and the renewed interest of card issuers toward sub-prime borrowers.  Sub-prime credit cards should be expected to come with higher APRs, so the more such cards are issued, the higher the overall average.

And as if we needed convincing that sub-prime card issuance was hot,  the WSJ told us yesterday that even debt collectors were now eager to issue new credit cards to their debtors (see http://blog.unibulmerchantservices.com/would-you-accept-a-credit-card-offer-from-a-debt-collector for more).  Talking about sub-prime!</description>
		<content:encoded><![CDATA[<p>It seems to me that there is a correlation between the rise in the average credit card interest rates and the renewed interest of card issuers toward sub-prime borrowers.  Sub-prime credit cards should be expected to come with higher APRs, so the more such cards are issued, the higher the overall average.</p>
<p>And as if we needed convincing that sub-prime card issuance was hot,  the WSJ told us yesterday that even debt collectors were now eager to issue new credit cards to their debtors (see <a href="http://blog.unibulmerchantservices.com/would-you-accept-a-credit-card-offer-from-a-debt-collector" rel="nofollow">http://blog.unibulmerchantservices.com/would-you-accept-a-credit-card-offer-from-a-debt-collector</a> for more).  Talking about sub-prime!</p>
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		<title>Comment on Using Funds Wisely by Greg Baker</title>
		<link>http://www.uky.edu/UKFCU/2011/using-funds-wisely/#comment-164</link>
		<dc:creator>Greg Baker</dc:creator>
		<pubDate>Wed, 14 Sep 2011 19:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.uky.edu/UKFCU/?p=2197#comment-164</guid>
		<description>Great information!   Thanks!</description>
		<content:encoded><![CDATA[<p>Great information!   Thanks!</p>
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		<title>Comment on Credit Cards by How should you use a Credit Card? - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/loans/credit-cards/#comment-15</link>
		<dc:creator>How should you use a Credit Card? - UKFCU</dc:creator>
		<pubDate>Tue, 15 Mar 2011 18:24:24 +0000</pubDate>
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		<description>[...] Credit Cards [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Cards [...]</p>
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		<title>Comment on Rates by Wasting Money - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/accounts/rates/#comment-12</link>
		<dc:creator>Wasting Money - UKFCU</dc:creator>
		<pubDate>Mon, 14 Feb 2011 16:56:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.uky.edu/UKFCU/#comment-12</guid>
		<description>[...] Rates [...]</description>
		<content:encoded><![CDATA[<p>[...] Rates [...]</p>
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		<title>Comment on Credit Cards by Thoughts on Credit Cards - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/loans/credit-cards/#comment-11</link>
		<dc:creator>Thoughts on Credit Cards - UKFCU</dc:creator>
		<pubDate>Mon, 31 Jan 2011 20:16:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.uky.edu/UKFCU/#comment-11</guid>
		<description>[...] Credit Cards [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Cards [...]</p>
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		<title>Comment on Membership Application by New Year’s Resolutions - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/membership/membership-application/#comment-9</link>
		<dc:creator>New Year’s Resolutions - UKFCU</dc:creator>
		<pubDate>Mon, 10 Jan 2011 16:46:31 +0000</pubDate>
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		<description>[...] Membership Application [...]</description>
		<content:encoded><![CDATA[<p>[...] Membership Application [...]</p>
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		<title>Comment on Checking by No Such Thing as a Free Lunch? - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/accounts/checking/#comment-8</link>
		<dc:creator>No Such Thing as a Free Lunch? - UKFCU</dc:creator>
		<pubDate>Fri, 10 Dec 2010 20:59:40 +0000</pubDate>
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		<description>[...] Checking [...]</description>
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		<title>Comment on Advice &amp; Education by Learn how to control your finances - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/advice-education/#comment-5</link>
		<dc:creator>Learn how to control your finances - UKFCU</dc:creator>
		<pubDate>Fri, 01 Oct 2010 16:20:23 +0000</pubDate>
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		<description>[...] Advice &amp; Education [...]</description>
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		<title>Comment on Credit Cards by I really dislike going to the dentist - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/loans/credit-cards/#comment-4</link>
		<dc:creator>I really dislike going to the dentist - UKFCU</dc:creator>
		<pubDate>Fri, 17 Sep 2010 17:16:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.uky.edu/UKFCU/#comment-4</guid>
		<description>[...] Credit Cards [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Cards [...]</p>
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		<title>Comment on Student Lending by College cost how much? - UKFCU</title>
		<link>http://www.uky.edu/UKFCU/loans/student-lending/#comment-2</link>
		<dc:creator>College cost how much? - UKFCU</dc:creator>
		<pubDate>Fri, 13 Aug 2010 16:02:02 +0000</pubDate>
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		<description>[...] Student Lending [...]</description>
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