UKFCU’s CreditSMART loan can help you establish the credit you need for a smart financial future.

How it works:

  1. You borrow a minimum of $1,000, with a term of 12-24 months.
  2. The funds borrowed will be placed into a savings account to earn interest.
  3. You will make monthly loan payments and when the loan is paid off, you will have the money in the savings account available to withdraw or leave to earn more interest.