Having worked at banks both large and small as well as having been part of the credit union world, I can compare the two worlds with reasonable detachment and accuracy. Most differences are due to the fact that banks are… Read More »
Financial Tips
Why Join a Credit Union?
Choosing a college degree
While it’s true that people with a college degree earn, on average, a higher lifetime income than those who have none, not all college majors are created equal. In fact, graduates with certain majors sometimes fare worse in the labor… Read More »
Financial Smarts for College Kids
We’ve read about people getting into financial trouble from, among other things, spending too much on their credit cards or paying too much for a checking account. This is especially worrisome to college students and their parents. Any time is… Read More »
12 Months Same As Cash…or is it?
We’ve all seen the ads, heard the commercials…“Buy now, 12 months same as cash!” Are these deals good or bad? Are they a rip-off? What’s the catch? They may not be a rip-off as long as you pay off the… Read More »
Budgeting tips for parents and students
You may think that because your student doesn’t earn a lot of income they really don’t need to budget, but, on the contrary, it’s the perfect time for a student to learn money management skills that will help them through… Read More »
July 9, 2012 – Phishing Scam
UKFCU has been made aware that a number of people in the Central Kentucky area have received a letter that claims to inform the recipient that they are a “Customer Service Evaluator”. The letter says that the recipient is to… Read More »
Saving on gasoline
I know, we’ve all heard how properly inflated tires can maximize fuel economy in your motor vehicle, and plan your day in order to do all your shopping in one trip thereby driving fewer miles, resulting in less gasoline used. … Read More »
Tips for shopping online – slow down and possibly save some money
Recently I needed to replace some brakes on my vehicle. I called around to a few shops to get quotes to replace the front pads and rotors on my vehicle. I got quotes ranging from $280 – $375. In the… Read More »
Negotiating
I was lucky enough to spend time overseas, courtesy of Uncle Sam, in societies where bargaining was considered the rule instead of the exception. It was a natural event to negotiate the price of a product and was even an… Read More »
No Longer Free
If you think your paycheck doesn’t go as far as it used to, you’d be right, and inflation is only one of the reasons. It seems there are some things you used to get for free that you now have… Read More »
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