Whether your looking forward to making those home improvements, or need to send your child to college, your credit union has options to fit your needs. With either a fixed amount Home Equity Loan, or a Flexible Home Equity Line of Credit, UKFCU's Home Equity programs are designed to put your home to work for you.

Home Equity Loan

• Fixed loan amount
• No Closing Costs
• Level repayment schedule
• No prepayment penalties, additional payments can be made at any time
• To be eligible your home must be owner occupied and located in Kentucky
• Consult your Tax advisor for possible tax benefits

Home Equity Line of Credit

• The flexibility to draw on your equity when you need it
• 10 year revolving draw period with at maximum 10 year repayment term
• No prepayment penalties, additional payments can be made at any time
• Funds can be accessed by check, Mainline, Home @ccess, or in person
• To be eligible your home must be owner occupied and located in Kentucky
• Consult your Tax advisor for possible tax benefits
• No closing costs
• No annual fee

For more information regarding these and other loan programs, contact a UKFCU Loan-by-phone representative by calling 859-264-4200 or 800-234-UKCU (8528).