Credit Cards

When it comes to choosing a credit card to help with life’s unexpected expenses you need one that is straightforward. With a Visa from your credit union you can trust that you are getting competitive rates with no hidden costs. The interest you do pay is invested in your credit union and returned to you with lower loan rates and high quality services. Benefits such as our CURewards Program, travel insurance, emergency cash if your card is stolen, and extended warranty protection on purchase items are a few of the many advantages to carrying a UKFCU credit card.


Application and Solicitation Disclosure

Phone Numbers:
New Card Activation – 1-800-527-7728
Cardholder Services – 1-866-820-4960
Lost and Stolen – 1-800-449-7728

The Credit Card Act of 2009
Click here to read a quick brochure explaining the Credit Card Act of 2009 and how it will affect you.

Over-the-limit Protection
In accordance with the Credit Card Act of 2009, UKFCU has been required to change its credit card policies and procedures. This document explains UKFCU’s policies and procedures and provides means for members to request the continuation of Over-the-limit protection that was previously provided to them.

Design Your Own Card

Put your personal touch on your UKFCU Visa card with Design Your Own Card. Members with a UKFCU credit card can login into their credit card account, click on the Design Your Own Card button above the account balances and upload a picture to customize their Visa card.

Members without a credit card can login into Home @ccess, click on Apply for a Loan under Loan Options, and apply for a new credit card. A representative will call you to finish the set-up of your account, and will ask you if you want to Design Your Own Card. If you say “yes,” you will be notified with your card number to login to your credit card account, and customize your card.

If you are not a member, but want to customize your own card, become a member, then follow the steps above.


You automatically earn CURewards points for every dollar purchased using your University of Kentucky Federal Credit Union Platinum, Gold or Classic VISA. Check out your wonderful redemption options for gift items or travel arrangements.



Balance Transfer

Transferring your balances to UKFCU is effortless and great way to consolidate your finances. To transfer a balance from other credit cards, simply print, complete and submit the Credit Card Balance Transfer form.

Account Access and Payment

UKFCU provides easy access to your credit card any hour of the day. By calling 800-654-7728, you can get balance information, transaction history or speak to a member service representative. You can make a payment on your credit card online or by sending it to:

P.O. Box 37603
Philadelphia, PA

Verified by VISA

This free and easy service provides special security features when using your Credit Card online. Click here to view an online demo and learn more about the Verified by VISA Program.

Verifed by VISA

Lost or Stolen Cards

If your card has been lost or stolen please contact a member services representative at 800-449-7728.