Please email us your contact information and our Business Development staff will be in touch with you!
Ownership
UK Federal Credit Union is a member owned financial cooperative, chartered in 1937 to effectively provide member based quality financial services. A board of directors, elected from the membership, declares dividends, sets loan rates, administers policies, and determines the future direction of the credit union. The board hires a President/CEO to oversee the staff and daily operations of the Credit Union. The board, committees and staff remain committed to serving you by offering member driven services and maintaining a financially sound institution.
Eligibility
You are eligible for memberhip if any of the following apply to you or if an immediate family member is eligible even if they are currently not a member:
- UK Federal Credit Union employees
- UK faculty and staff (full and part-time)
- UK students (full and part-time)
- Kentucky Community and Technology College System (KCTCS) employees.
- Kentucky Community and Technology College System (KCTCS) students.
- EKU faculty and staff, (full and part-time)
- EKU students (full and part-time)
- Pattie A Clay Regional Medical Center employees (full and part time)
- Home Economists and County Agents employed by the USDA in Kentucky
- UK Agricultural Alumni Association members
- UK Engineering Alumni Association members
- UK Law Alumni Association members
- UK Medical Alumni Association members
- UK Nursing Alumni Association members
- Bluegrass Community and Technical College Alumni Association members
- UK Alumni Association regular members
- Kentucky Medical Services Foundation employees
- Spindletop employees
- Employees of Neace Lukens, Inc who work in or are supervised from Lexington, Ky
- Ross-Tarrant employees
- University Club of Kentucky employees
- Hands On Originals and Kentucky Wholesale, Inc.
- Aramark-EKU Dining Services employees
- UK College of Dentistry Alumni Association
- Lexington Theological Seminary employees
- Lexington Theological Seminary students
- Big Ass Fans
- M.A.S.H Services of the Bluegrass
- Glenn Auto Mall
- The Lexington Clinic
- Persons retired as pensioners or annuitants from the above employment
- UKFCU has added certain geographic areas to its field of membership. If you live, work, worship or attend school in the highlighted area on the map, you are now eligible for membership.
Benefits
University of Kentucky Federal Credit Union provides its members access to numerous benefits and discounts. The following are just a few of the advantages of membership:
- 24-hour account access through our Mainline telephone system and Home @ccess online service
- Payroll deduction
- Direct deposit
- Online Click N Pay bill payment
- Traveler's Checks
- Discounted amusement park tickets
- Discounted AAA membership
- Discounted Liberty Mutual auto, home, and life insurance
- SWBC Mortgage Home Plus™ program
- Scholar Connect
- Member marketplace
- GAP Advantage
- Extended automobile warranties
- Online and telephone loan pre-approvals
- Saturday hours
- Renters Insurance
Application
To join UKFCU, fill out the online application request, call 859-264-4200 or 1-800-234-UKCU (8528) or drop by one of our convenient locations.








