Membership

Ownership

UK Federal Credit Union is a member owned financial cooperative, chartered in 1937 to effectively provide member based quality financial services. A board of directors, elected from the membership, declares dividends, sets loan rates, administers policies, and determines the future direction of the credit union. The board hires a President/CEO to oversee the staff and daily operations of the Credit Union. The board, committees and staff remain committed to serving you by offering member driven services and maintaining a financially sound institution.

Eligibility

You are eligible for membership if you, an immediate family member, or a household member are part of the following groups/organizations: (Family members and household members do not have to be members for you to be eligible)

  • UK Federal Credit Union employees
  • UK faculty and staff (full and part-time)
  • UK students (full and part-time)
  • Kentucky Community and Technology College System (KCTCS) employees.
  • Kentucky Community and Technology College System (KCTCS) students.
  • EKU faculty and staff, (full and part-time)
  • EKU students (full and part-time)
  • Pattie A Clay Regional Medical Center employees (full and part time)
  • Home Economists and County Agents employed by the USDA in Kentucky
  • UK Agricultural Alumni Association members
  • UK Engineering Alumni Association members
  • UK Law Alumni Association members
  • UK Medical Alumni Association members
  • UK Nursing Alumni Association members
  • Bluegrass Community and Technical College Alumni Association members
  • UK Alumni Association regular members
  • Kentucky Medical Services Foundation employees
  • The Club at Spindletop Hall employees and members
  • Employees of Neace Lukens, Inc who work in or are supervised from Lexington, Ky
  • Ross-Tarrant employees
  • University Club of Kentucky employees
  • Hands On Originals and Kentucky Wholesale, Inc.
  • Aramark-EKU Dining Services employees
  • UK College of Dentistry Alumni Association
  • Lexington Theological Seminary employees
  • Lexington Theological Seminary students
  • Big Ass Fans
  • M.A.S.H Services of the Bluegrass
  • Glenn Auto Mall
  • The Lexington Clinic
  • Volunteers of Central Kentucky Youth Football League
  • Fazoli’s Restaurant Group, Inc Employees
  • Clear Channel Radio
  • Insight Media
  • Pinnacle Homeowners Association Members
  • FOX 56 WDKY-TV/DT Employees
  • Harrods Hill Neighborhood Association Members
  • JRA Architects employees who work in or are paid from Lexington, Kentucky
  • WKYT-TV Employees
  • Beaumont Residential Association Members
  • Courtesy Acura Employees
  • Green’s Toyota of Lexington Employees
  • Paul Mitchell The School Lexington Employees and Students
  • Lexington Motorsports Employees
  • Home-Towne Suites Employees
  • Alure Salon and Day Spa Employees
  • Creative Lodging Solutions Employees
  • Andover Management Group Employees
  • Car Town KIA USA (Nicholasville) Employees
  • Employees of Lex18, WLEX-TV who work in, are paid or supervised from Lexington, KY
  • Members of Garden Springs Neighborhood Association
  • Employees and members of Firebrook Estates Homeowners Association, Inc. in Lexington, KY
  • Employees of The Lockheed Martin Team who work in, are paid, or supervised from Lexington, KY
  • Lansbrooke Dairy Queen employees who work in Lexington, KY
  • Employees, members and volunteers of Osher Lifelong Learning Institute (OLLI) at the university of Kentucky headquartered in Lexington, KY who qualify for membership in accordance with its charter and bylaws in effect on November 2, 2010.
  • Half Price Books employees who work in Lexington, Ky
  • Pine Meadows Health Care Employees
  • DW Wilburn Construction employees who work in, or are paid or supervised from Lexington, KY
  • BACK Construction employees who work in, or are paid or supervised from Lexington, KY
  • QX Networking & Design, Inc. employees
  • Thomas & King, Inc. employees who whork in, or are paid or supervised from headquarters in Lexington, Ky
  • Orange Leaf – Employees of Orange Leaf who work or are paid from Lexington, KY
  • Martina Brothers Company – Employees of Martina Brothers Company who work in Lexington, Ky
  • Keeneland Association, Inc. – Employees of Keeneland Association, Inc. who work in, or are paid or supervised from Lexington, KY
  • Apollo Oil Company Employees
  • Cutter-Pulliam Electric Employees who work in Lexington, Kentucky
  • Graphic Productions Employees who work in, or are paid or supervised from Lexington, Kentucky
  • American Consumer Council Employees and members of American Consumer Council in Lexington, KY who qualify for membership in accordance with its charter and bylaws in effect on 8/27/2010.
  • Employees of C&M Disposal and Recycling, Inc. who work in, or are paid or supervised from Lexington, Ky
  • Employees of Kwik-Set Fasteners who work in, or are paid or supervised from Lexington, Ky
  • Employees and members of the American Red Cross Bluegrass Chapter in Lexington, KY, who qualify for membership in accordance with its charter and bylaws in effect on 5/23/1917; 10/26/12-IA
  • Members of The Kentuckians Chorus in Lexington, KY who qualify for membership in accordance with its charter and bylaws in effect on 1/1/1977
  • Employees, board members, and volunteers of Opportunity for Working and Learning (OWL) in Lexington, KY who qualify for membership in accordance with its charter and bylaws in effect on 10/19/2011
  • Members of Walnut Creek Homeowners Association in Lexington, KY who qualify for membership in accordance with its charter and bylaws in effect on 11/1/2012.
  • Employees of YMCA of Central Kentucky who work in, or are paid or supervised from Lexington, KY.
  • Employees/members/volunteers of the Ronald McDonald House Charities of the Bluegrass who work in Lexington, Kentucky
  • A&W Restaurants, Inc. employees who work in, or are paid or supervised from Lexington, KY.
  • Commonwealth Tool and Machine, Inc. employees who work in or are supervised from Stamping Ground, KY
  • ECO Clean employees who work in, or are paid or supervised from Lexington, KY
  • Persons retired as pensioners or annuitants from the above employment
  • UKFCU has added certain geographic areas to its field of membership. If you live, work, worship or attend school in the highlighted area on the map, you are now eligible for membership.

Please use the search tool on the map below to check an address for your home, work, church or school, to see if you are eligible! Remember, you only need one of the four to be inside the highlighted area to be eligible for membership.

Benefits

University of Kentucky Federal Credit Union provides its members access to numerous benefits and discounts. The following are just a few of the advantages of membership:

UKFCU is with you through all the stages of your life even after you graduate, retire, change jobs, or move. By keeping your account in good standing you are eligible for lifetime membership.

Application

To join UKFCU, fill out the online application request, call 859-264-4200 or 1-800-234-UKCU (8528) or drop by one of our convenient locations.