|
Important Information in Regards to Your Privacy
Our Privacy Policy
It is the policy of University of Kentucky Federal Credit Union to respect
the privacy of our members and to protect the security and confidentiality of
your non-public personal information. We have established policies to: (1)
insure the security and confidentiality of our members' records and information;
(2) to protect against any anticipated threats or hazards to the security or
integrity of such records; and, (3) protect against unauthorized access to, or
use of, such records or information which could result in substantial harm or
inconvenience to any of our members.
Non-Public Personal Information Collected
Non-public personal information is personally identifiable financial
information that is provided by our members, results from any transaction with
our members, or any service performed for our members, or is otherwise obtained
by our financial institution and is determined to be not publicly available. The
above information may be obtained from applications or other forms you compete
to open a deposit account, apply for credit, or obtain a financial service from
our institution; information about your transactions with us or others; and,
information we may receive from consumer reporting agency. Specific personally
identifiable financial information that we might collect includes, but is not
limited to, the following: name, address, social security number, assets,
income, account balance, payment history, parties to transactions, credit card
usage, credit history and your creditworthiness.
Disclosure of Non-Public Personal Information
We do not disclose non-public personal information about you to anyone,
except as permitted by law. If you decide to close your account(s), or become an
inactive member, we will adhere to the privacy policies and practices as
described in this notice.
We restrict access to your personal and account information to those
employees who need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
Disclosure of Non-Public Personal Information to Service Providers
We may disclose all of the information we collect, as described above, to
companies that perform services that allow us to economically and effectively
administer your account, such as statement preparation, core account processing,
etc. We have entered into specific contracts that require the above mentioned
service providers to maintain the confidentiality of the information provided
and strictly restrict your personal information from being used for any purposes
other than those for which the information is disclosed or as otherwise
permitted by law.
Disclosure of Non-Public Personal Information as it Pertains to Joint
Marketing Agreements
We may disclose specific information that we collect such as your name,
address and telephone number, to other financial institution(s), specifically
insurance company(ies), that we have a joint marketing agreement with. We have
entered into specific contracts that require the above mentioned financial
institutions to maintain the confidentiality of the information provided and
strictly restrict your personal information from being used for any purpose
other than those for which the information is disclosed or as otherwise
permitted by law. The financial institutions we have joint marketing agreements
with will not be permitted to initiate charges to your account without your
explicit permission. Furthermore, the financial institutions we have joint
marketing agreements with will not be permitted to initiate charges to your
account without your explicit permission. Should you wish to ‘opt out' of any
joint marketing agreement participation, please contact us at 859-264-4200,
(800) 234-8528 or online at http://www.ukfcu.org/.
Links to Other Internet Sites and Services on This Website
As a convenience to you, the credit union provides links to certain other
Internet sites and services on this website. Because the credit union has no
control over these sites and services, if you use these links, you acknowledge
and agree that the credit union is not responsible for the availability of these
sites and services, and does not endorse and is not responsible or liable for
any content, advertising, products, or services on or available form these sites
and services. You further acknowledge and agree that the credit union will not
be responsible or liable, directly or indirectly, for any damage or loss caused
or alleged to be caused by or in connection with use of or reliance on any such
content, goods, or services available on or through any of these sites and
services.
Privacy Questions
If you have any questions regarding how our credit union handles your
personally identifiable financial information, please contact a UKFCU financial
service representative.
Phone: (859) 264-4200 or (800) 234-8528
Address: University of Kentucky Federal Credit
Union
2557
Sir Barton Way
Lexington,
KY 40509
Email: ukfcu@uky.edu*
*Please
Note: E-mail is not a secure means of communication, and confidential
information should not be conveyed.
|
