Prime Share
To start your credit union membership you will need a savings account. A
deposit of $25 secures your membership with UKFCU and may qualify you for other
services.
Prime Share Account:
- No monthly surcharge
- Minimum balance of $25
- Interest paid monthly on accounts carrying a balance of at least $100
- Can be used as Checking overdraft protection
- Direct deposit
Club Accounts
Saving for the holidays and vacations can be difficult. Our Club accounts
offer an easy way to keep this money separate.
Club Account:
- No minimum balance
- Interest paid monthly on accounts carrying a balance of at least $.01
- No restrictions on withdrawals or deposits
- Balances transfer to your Prime Share or Checking on October 1 (Christmas
Club only)
Senior Share
Members age 54 and up can take advantage of our Senior Share Account. This
account offers an dividend rates that is 0.25% higher than the Prime Share
Account.
Senior Account:
- No minimum balance
- Interest paid monthly on accounts carrying a balance of at least $100
- Dividend rates are 0.25% higher than the Prime Share Account
- No restrictions on withdraws or deposits
Once you have opened your savings you may to build onto your membership by
adding a checking account, loans, Share Certificates, or IRAs.
NCUA, the National Credit Union Administration, a US
government agency, insures your funds up to $100,000.00. ESI, Excess
Share Insurance Corporation, a prvate corporation, additionally insures your
funds up to $250,000.
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