UK Human Resources

Employee Health Plans & Rates

What You Need to Know: 

Because choosing the right health plan for you and your family can be challenging, the overview below has been created to help you identify which health plan best suits your individual needs. The major differences between the University health plans have been highlighted, allowing you to accurately compare each plan. Note: All UK health plans automatically include separate prescription benefits coverage, administered by Express Scripts.

Plans At A Glance

 

 

Please note, while the information on this site provides an overview of the health plans, we recommend members become familiar with the specifics of their plan prior to receiving care.  For a more detailed description of the plans administered by Anthem, information regarding participating providers, and claims inquiries, refer to the "Contact" resources provided on our website.

Eligibility

Read about the eligibility for UK health care benefits »

Enrollment Options

Our page on "how to enroll" will guide you through enrolling in UK HealthCare benefits.

Other Options

UK Indemnity

UK Indemnity is only available to those participants who live or travel out of state for extended periods of time.  This plan offers the freedom to receive care from any physician for covered benefits. Read more »

COBRA Coverage

COBRA Insurance coverage is insurance on an individual basis when you or your dependent(s) become ineligible for University benefits, usually following separation from employment. Read more »

What is a "Combined credit?"

The Employee + Family /Combined credit tier combines the Single credit and the Employee + Children credit, resulting in the same overall premium amount being deducted as would be deducted if each employee enrolled in a separate plan.

The advantage of choosing this tier is seen by those enrolled in the PPO and Indemnity plans that have individual and family deductibles. By enrolling all members of the family on one plan, employees may benefit from a lower overall deductible.