UK offers two vision insurance plans through EyeMed – Essential and Enhanced. The EyeMed network includes UK vision care providers along with LensCrafters, many private practices and other locations nationwide.
EyeMed Essential: Lower premiums out of your paycheck each month, higher co-pays for some services when you purchase them.
EyeMed Enhanced: Higher premiums out of your paycheck each month, lower co-pays for some services when you purchase them.
|Coverage Level||EyeMedEssential||EyeMed Enhanced|
|Employee + child(ren)||$15.20||$38|
|Employee + spouse||$16||$40|
|Employee + family||$21.40||$53.60|
Both plans cover one eye exam every 12 months and the purhcase of lenses or contacts every 12 months. EyeMed Essential covers the purchase of frames once every 24 months, while the Enhanced plan covers frames once every 12 months.
Services have higher costs if you see an eye care provider outside the EyeMed network.
Below is a breakdown of your costs when you visit eye care providers in the EyeMed network.
|Summary of benefits||Your costs with EyeMed Essential||Your costs with EyeMed Enhanced|
|Exam with dilation as necessary||$10||$0|
|Laser vision correction||85% of retail price or 95% of promotional price||85% of retail price or 95% of promotional price|
|Frames||80 % of the charge minus a $130 allowance||80 % of the charge minus a $160 allowance|
|Single vision standard plastic lens||$10||$10|
|Bifocal standard plastic lens||$10||$10|
|Trifocal standard plastic lens||$10||$10|
|Standard progressive lens||$75||$10|
|Premium progressive lens-Tier 1||$95||$30|
|Premium progressive lens-Tier 2||$105||$40|
|Premium progressive lens-Tier 3||$120||$55|
|Premium progressive lens-Tier 4||$75 co-pay, then 80% of the charge minus a $120 allowance||$10 co-pay, then 80% of the charge minus a $120 allowance|
|Tint (solid and gradient)||$15||$0|
|Standard scratch resistance||$15||$0|
|Standard polycarbonate (adults)||$40||$0|
|Standard polycarbonate (children under 19)||$0||$0|
|Standard anti-reflective coating||$45||$0|
|Premium anti-reflective coating-Tier 1||$57||$12|
|Premium anti-reflective coating-Tier 2||$68||$23|
|Premium anti-reflective coating-Tier 3||80% of retail price||$80 percent of retail price minus a $45 allowance|
|Polarization, other add-on services||80% of retail price||80% of retail price|
|Standard contact lens exam||$55||$0|
|Premium contact lens exam||90% of retail price||90% of retail price minus a $55 allowance|
|Conventional contact lenses||15% off price after a $130 allowance||15% off price after a $160 allowance|
|Disposable contact lenses||Price minus a $130 allowance||Price minus a $160 allowance|
|Medically necessary contact lenses||$0||$0|
You may make all your benefits selections online, under the Benefits and Payment tab on Employee Self Service on myUK.