Factors to Consider

  • Lowest premium out of pocket compared to other UK plans
  • Must use Lexington Service Area network -- Chandler Hospital, Good Samaritan Hospital, and Kentucky Clinics -- and UK HealthCare physicians (provider list here).
  • No referrals are required for specialty care services provided within the network.
  • No deductibles to meet.
  • No coverage for out-of-network services unless it is life or limb threatening.
  • UK-HMO is available in these Kentucky counties: Anderson, Bourbon, Clark, Fayette, Franklin, Jessamine, Madison, Mercer, Scott, and Woodford

Continue below for an overview of benefits. For more details, view the UK Benefits booklet or the summary of benefits coverage.

Summary of Benefits