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Benefits

Short-term Disability

What You Need to Know: 

Short-term disability is an optional type of leave that you may take from UK. Read below for details.

Eligibility

Employees with assignments of 50% or more (0.5 FTE) are eligible. On-call pool nurses with benefits-purchase eligibility may also enroll.

Overview

The short-term disability plan has two options. Plan A and Plan B.  Both plans pay benefits for up to six months when you cannot work due to illness, injury, or pregnancy.  Plan A pays benefits after you have been away from work for 14 calendar days, and Plan B pays benefits after you have been away from work for 30 calendar days. The monthly benefit you select can be no more than 60% (up to $6,000 per month) of your monthly earnings. You should update your coverage amount each year during Open Enrollment.  Premiums are deducted on a pre-tax basis, and coverage is portable.

The cost of coverage depends on your monthly benefit amount, age, and your occupational group (as described in the short-term disability plan brochure). 

Options

Plan A

  • pays benefits for up to six months when you cannot work due to illness, injury, or pregnancy
  • pays benefits after you have been away from work for 14 calendar days

Plan B 

  • pays benefits for up to six months when you cannot work due to illness, injury, or pregnancy.
  • ​pays benefits after you have been away from work for 30 calendar days 

The monthly benefit you select can be no more than 60% (up to $6,000 per month) of your monthly earnings. You should update your coverage amount each year during Open Enrollment. Premiums are deducted on a pre-tax basis, and coverage is portable.

Contact

To find out more, contact UK's provider for optional short-term disability leave.