Health Plans

Retirees under age 65 and those age 65 and over qualify for different health plans and rates. Retirees under the age of 65 are eligible for the same health plans that are available to active employees. Ages 65 and over are eligible for UK Medicare Carveout Classic which offers complete freedom to receive services from any provider who accepts Medicare. Retirees actively working at UK, regardless of any age, have the opportunity to receive reduced rates on their medical plan.

Rates

As indicated below, monthly health plan costs to retirees vary based on age, plan, and coverage, as well date of retirement eligibility.

Age 65 or Over: 2016 Medicare Carveout Plan Rates

Continue below for an overview of benefits. For more details, view the UK Benefits booklet or the summary of benefits coverage.

UK-HMO, UK-RHP, UK-PPO Plan Rates

UK-EPO Plan Rates

Any Age: 2015-16 Rates for Retirees Actively Working At UK

Benefits Structure Coverage Level Monthly Rate UK Credit Monthly Cost

UK-HMO Lexington Service Area

Retiree or Spouse Only $523 $495 $28
Retiree + Child(ren) $783 $495 $288
Retiree + Spouse $1044 $495 $549
Retiree + Family $1,307 $495 $812
UK-RHP Regional Health Plan Retiree or Spouse Only $523 $495 $28
Retiree + Child(ren) $783 $495 $288
Retiree + Spouse $1,044 $495 $549
Retiree + Family $1,207 $495 $812
UK-PPO or Indemnity Retiree or Spouse Only $523 $495 $28
Retiree + Child(ren) $783 $495 $288
Retiree + Spouse $1,044 $495 $549
Retiree + Family $1,207 $495 $812
UK-EPO Retiree or Spouse Only $667 $495 $172
Retiree + Child(ren) $998 $495 $503
Retiree + Spouse $1,332 $495 $837
Retiree + Family $1,667 $495 $1,172

 

Eligibility

Read about the eligibility requirements for specific retiree medical plan benefits »

Enrollment

Print and complete the Retiree Benefits Enrollment form and return to:
Employee Benefits Office
112 Scovell Hall
Lexington, KY 40506-0064

Other Options

UK Indemnity

UK Indemnity is only available to those participants who live or travel out of state for extended periods of time. This plan offers the freedom to receive care from any physician for covered benefits. Read more »