UK Human Resources

What's New This Year?

The University’s commitment to make health benefits affordable for its employees has not wavered. For over 10 years, the University of Kentucky has absorbed the majority of the cost increase seen in premiums. The 2015 - 2016 plan year is no exception. Continue to rest assured you are receiving quality health coverage for a premium that is well below the national average: health plan rates will only increase 1.2 percent. More highlights of updates effective July 1, 2015 include:

  • STEPS and other temporary employees meeting the minimum full-time equivalency (FTE) status requirement may be eligible for a credit toward their health coverage in compliance with the Affordable Care Act (ACA). This is the same credit regular full-time employees currently receive, which pays a portion of their health premium. Click here to read more about updated UK health credit eligibility.
  • Regular employees working at least 0.75 FTE will automatically receive single Accidental Death & Dismemberment (AD&D) coverage in the amount of one times salary for free. Click here to read more about AD&D updates.
  • An out-of-pocket maximum for prescription copayments will be implemented in compliance with the ACA. Serving as a safety net, this will work much like the out-of-pocket maximum for the health plan so you are guaranteed to not pay more than $3,850 in a given plan year for your prescriptions. Click here to read more about out-of-pocket maximum updates
  • The limit for Health Care Flexible Spending Accounts (FSA) increased to $2,550. Click here to learn more about FSA.



More Employees Eligible for UK Health Credit

In compliance with the Affordable Care Act (ACA), more UK employees will be eligible for the subsidy (UK health credit) towards the employee health plan. The following groups will become eligible effective July 1, 2015: STEPS and other temporary employees  (includes adjunct faculty) with a position or multiple positions of at least 0.75 FTE. STEPS and other temporary employees  (includes adjunct faculty) who worked an average of 30 hours or more over a one year measurement period (April 1, 2014 - March 31, 2015). All previously eligible for the UK health credit continue to remain eligible. A special enrollment period will be held in June for the health benefit to become effective July 1 for anyone who meets the eligibility standards. Newly eligible employees will be contacted by letter and have access to enroll through Employee Self-Service.

Free Single AD&D Coverage

The University will provide free single Accidental Death and Dismemberment (AD&D) coverage in the amount of one times annual salary to all regular full-time employees, including employees with a 0.75 full-time equivalency (FTE) or greater. This new coverage will automatically begin July 1, 2015 with no action required except to add a beneficiary. Add a beneficiary to this coverage using myUK’s Employee Self-Service.

Out-of-Pocket Maximum Updates

Effective July 1, 2015, medical out-of-pocket maximum calculations will include all medical copayments, coinsurance and deductibles. New maximums have been set to reflect these changes: 

•    $2,750/member
•    $5,500/family

•    UK HealthCare Provider (Tier 1): $2,500/member; $5,000/family
•    UK-PPO In-Network (Tier 2):  $2,750/member; $5,500/family
•    Out-of-Network (Tier 3):  $7,500/member; $15,000/family

Additionally, a separate prescription out-of-pocket maximum will be assigned: 
•    $3,850/member
•    $7,700/family