Premium Payment Procedures
Dental premiums are due on a monthly basis and may be automatically withdrawn from either a checking or savings account.
Delta Dental Basic Plan Features
- Diagnostic and preventive care to maintain good oral health.
- 20% coinsurance after $25 deductible on minor restorative services.
- Coverage for preventive and minor restorative procedures only.
Delta Dental Basic Summary of Benefits
|Summary of Benefits||Delta Dental Basic||Delta Dental Enhanced|
|Choosing a dentist||Based on Delta Dental PPO & Premier in-netweork||Based on Delta Dental PPO & Premier in-network|
|Annual deductible||$25/person; $75/ family||$25/person; $75/family|
|Annual plan maximum||$1,500||$1,500|
|Routine oral exams||100%||100%|
|Preventive: two cleanings/routine office visits per year*||100%||100%|
|Crown, bridge and dental implants||Not covered||50%|
|Endodontics (root canal)||80%||80%|
|Complete/partial dentures||Not covered||50%|
|Orthodontics (up to age 19 on Enhanced plan)||Not covered||50% up to a $1,000 lifetime maximum|
|Space maintainers||Not covered||Not covered|
|*Four cleanings for patients with certain medical conditions|
Neither crowns, bridges, complete/partial dentures nor orthodontics are covered with Delta Dental Basic.
The Delta Dental network may be accessed on the web at: www.deltadentalky.com
Click here for full plan details.