A full summary of benefits under UK's International Insurance Plan can be found at this link.
Participants in any University-approved or sponsored international education travel experience, whether credit-bearing or non-credit-bearing, are required to purchase Travel Medical Insurance through UK Education Abroad. While UK Education Abroad may grant exceptions in cases when indiveduals have existing coverage that meets the minimum standards of the University or are participating in external programs that offer uniform coverage that meets the minimum standards of the University, NO EXCEPTIONS are granted to participants of international group travel experiences.
Information for Participants Departing ON or AFTER August 1, 2015:
UK Education Abroad travel medical insurance for participants departing on or after August 1, 2015 is provided by AXA Assistance.
Travel medical insurance/evacuation coverage is purchased on behalf of each participant by UK Education Abroad for the duration of the international program. The cost of TMI and emergency evacuation coverage is included in the UK Sponsored advertised program fee that is billed to participants via UK billing services. If a non-UK student (i.e. director’s family member, a staff or faculty colleague, or a community member) enrolls in a UK Sponsored program, TMI and emergency evacuation coverage will be purchased and billed to that individual separately and payment must be made to University of Kentucky Education Abroad. The cost of enrollment is $10.50/week (billed in weekly increments to the participant's student account). Cost is subject to change on policy renewals in August of each year.
Participants will have coverage for the duration of their international program, and for a total of 14 days immediately adjacent to their program dates, in the event that they wish to travel before or after their program. Participants who wish to have coverage beyond this 14 day window are strongly encouraged to purchase an independent international travel medical insurance and evacuation policy for any additional time abroad.
The coverage allows for:
$200,000 Benefit for Injury or Sickness
$50,000 Benefit for Medical Evacuations
$20,000 Benefit for Repatriation of Remains
$7,500 Benefit for Accidental Death and Dismemberment
Evacuation benefits in case of political/natural disaster
Trip Cancellation insurance
Trip Interruption insurance
To access insurance benefits from overseas, participants should call AXA Assistance's direct number, at 1-312-935-3542. Their line is staffed at all times. Resources may also be accessed by e-mailing firstname.lastname@example.org. Before departure, participants should carefully review this document, which outlines the information that should be prepared before calling.
In the event of an emergency when participants are unable to contact AXA Assistance before seeking treatment, the Medical Claim Form should be used to file claims for reimbursement with the insurance company. To file a claim under the University's trip cancellation or interruption benefit, a different form should be submitted. Step by step instructions on the claims filing process can be found in this document.
Political Security and Natural Disaster Evacuation Services
In the event of a natural or political disaster in the host country, all participants covered by UK's insurance are eligible for evacuation service. The evacuation service will coordinate and pay to evacuate covered travelers to the nearest place of safety, or to the U.S. in the case of a covered event. If the faculty member/advisor has a security concern or requires evacuation, that person should seek shelter as soon as possible and call AXA Assistance at 1-312-935-3542. Then, the faculty member/advisor should call the UK Police Department at 1-859-257-8573. The UK Police Department will relay the information to the appropriate authorities on campus.