With unlimited check writing, 24 hour ATM/Debit card access and Click N Pay,
UKFCU's Checking Account is flexible and convenient. You have the choice to use
your account in a way that best fits your lifestyle. Several branch locations
give you access to your account in person, and our electronic offerings give you
24 hour access from your home or anywhere life takes you. No matter what you
choose UKFCU is here to provide you with traditional check services along with
the power of online technology.
* UKFCU's ABA/Routing Number is: 242176129 *
Checking Account:
- No minimum balance
- No monthly service charge
- E-statements available
- Unlimited Check writing
- 24 hour Debit Card and ATM access
- Several Overdraft Protection options
- 24 hour account access through the Mainline phone system and https://www.ukfcu.org/cgi-bin/mcw000.cgi?MCWSTART online
- Direct deposit
- FREE Online Bill payment with Click N Pay

Smart Checking Student Account
College students are always on the go. That is why we have designed the Smart
Checking to specifically meet a busy student's needs on campus or at home. Smart
Checking is available to any student that meets the
general specifications of a University of Kentucky Federal
Credit Union membership. In addition to our regular checking account
benefits, the Smart Checking Account offers the following features.
Smart Checking Account:
- No ATM charges from UKFCU!
- FREE Cell phone ring downloads!
- Automatic E-statements!
- Student Credit Card!
- 1st box of checks FREE!
- FREE online bill pay with Click N Pay!
- Discounts on auto
loans!
- FREE financial counseling!
- FREE traveller's checks!
- Debit Card!

Senior Freedom Checking Account
Our Senior members deserve the freedom to pursue their travel and leisure
activities at the best prices possible. That is why we have designed the Senior
Freedom Checking Account to enable you to access special deals on hotels, air
travel, cruises, vacation packages and much more! Freedom Checking is available
to any member age 54 and above and in addition to our regular checking account
benefits, the Senior Freedom Checking Account offers the following features.
- Free Financial Check-up with our Investment Representative
- 0.25% discount on Auto Loans
- Free Visa Debit Card
- $25 bonus on opening new Vacation Club Account
- Free On-Line bill payment with Click N Pay
- Travel benefits through CUonVacation
- Free Traveler's Checks
- Basic Checks free (2 boxes per year)
- Visa Credit Card
- E-statements available
- Special Seminar invitations
- Free Road Atlas

Click N Pay
Receive and pay your bills online with the click of a mouse through UK
Federal Credit Union's Click N Pay. This online service is Simple, Safe and
Guaranteed. You can pay anyone from your mortgage company to your gardener.
Plus, you can track the status of every bill you pay.
- Receive and pay all of your bills in one location
- Simplify your life by using reoccurring payments
- Pay your bills in a safe and secured environment. Never worry about lost
checks again.
- Take control of your finances: you can see all of your payment history in
one place
View a demo of Click N Pay

Visit our Click N Pay
FAQs page for more information.
Or login to https://www.ukfcu.org/cgi-bin/mcw000.cgi?MCWSTART and start
using Click N Pay today!
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