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MORTGAGE LOANS

INVESTMENTS
RATES

Savings
| Money Market | Certificates

 

Saving Accounts*
Account Type Minimum Balance to
earn Dividends
Dividend Period Dividend Rate APY
Prime Share $100.00 Monthly 0.85% 0.86%
Senior Share $100.00 Monthly 1.10% 1.11%
Club Accounts $.01 Monthly 0.85% 0.86%
IRA Accounts $.01 Monthly 1.35% 1.36%
*Rates available as of 09/18/08 and are subject to change.

 

Money Market Accounts*
Minimum Balance to earn Dividends Dividend Period Dividend Rate APY
$1,000 - $9,999.99 Monthly 1.49% 1.50%
$10,000 - $24,999.99 Monthly 1.98% 2.00%
$25,000 - $49,999.99 Monthly 2.47% 2.50%
$50,000 + Monthly 2.96% 3.00%
*Rates available as of 09/18/08 and are subject to change.

 

Step Rate Share Certificate
Period Minimum Balance Dividend Payment Dividend Rate APY
2 Year $1,000.00 Monthly 3.39% 3.39%
2 Year $1,000.00 Annually 3.39% 3.45%
Regular Share Certificate
Period Minimum Balance Dividend Payment Dividend Rate APY
3 Months $1,000.00 At Maturity 2.08% 2.10%
6 Months $1,000.00 At Maturity 2.81% 2.85%
1 Year $1,000.00 Monthly 3.30% 3.30%
1 Year $1,000.00 At Maturity 3.30% 3.35%
18 Months $1,000.00 Monthly 3.34% 3.34%
18 Months $1,000.00 At Maturity 3.34% 3.40%
2 Year $1,000.00 Monthly 3.63% 3.63%
2 Year $1,000.00 Annually 3.63% 3.70%
3 Year $1,000.00 Monthly 3.92% 3.92%
3 Year $1,000.00 Annually 3.92% 4.00%
4 Year $1,000.00 Monthly 4.02% 4.02%
4 Year $1,000.00 Annually 4.02% 4.10%
5 Year $1,000.00 Monthly 4.11% 4.11%
5 Year $1,000.00 Annually 4.11% 4.20%
Jumbo Share Certificate
Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $90,000.00 Monthly 3.39% 3.39%
1 Year $90,000.00 At Maturity 3.39% 3.45%
18 Months $90,000.00 Monthly 3.44% 3.44%
18 Months $90,000.00 At Maturity 3.44% 3.50%
2 Year $90,000.00 Monthly 3.73% 3.73%
2 Year $90,000.00 Annually 3.73% 3.80%
3 Year $90,000.00 Monthly 4.02% 4.02%
3 Year $90,000.00 Annually 4.02% 4.10%
4 Year $90,000.00 Monthly 4.11% 4.11%
4 Year $90,000.00 Annually 4.11% 4.20%
5 Year $90,000.00 Monthly 4.21% 4.21%
5 Year $90,000.00 Annually 4.21% 4.30%
IRA Share Certificate
Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $1,000.00 At Maturity 3.30% 3.35%
18 Months $1,000.00 At Maturity 3.34% 3.40%
2 Year $1,000.00 At Maturity 3.63% 3.70%
3 Year $1,000.00 At Maturity 3.92% 4.00%
4 Year $1,000.00 At Maturity 4.02% 4.10%
5 Year $1,000.00 At Maturity 4.11% 4.20%
*Rates available as of 09/18/08 and are subject to change. Certificate subject to penalty for early withdrawal.
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