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Savings | Money Market | Certificates
| Saving Accounts* |
| Account Type |
Minimum Balance to
earn Dividends |
Dividend Period |
Dividend Rate |
APY |
| Prime Share |
$100.00 |
Monthly |
0.85% |
0.86% |
| Senior Share |
$100.00 |
Monthly |
1.10% |
1.11% |
| Club Accounts |
$.01 |
Monthly |
0.85% |
0.86% |
| IRA Accounts |
$.01 |
Monthly |
1.35% |
1.36% |
| *Rates available as of 09/18/08 and are subject to change. |
| Money Market Accounts* |
| Minimum Balance to earn Dividends |
Dividend Period |
Dividend Rate |
APY |
| $1,000 - $9,999.99 |
Monthly |
1.49% |
1.50% |
| $10,000 - $24,999.99 |
Monthly |
1.98% |
2.00% |
| $25,000 - $49,999.99 |
Monthly |
2.47% |
2.50% |
| $50,000 + |
Monthly |
2.96% |
3.00% |
| *Rates available as of 09/18/08 and are subject to change. |
| Step Rate Share Certificate |
| Period |
Minimum Balance |
Dividend Payment |
Dividend Rate |
APY |
| 2 Year |
$1,000.00 |
Monthly |
3.39% |
3.39% |
| 2 Year |
$1,000.00 |
Annually |
3.39% |
3.45% |
| Regular Share Certificate |
| Period |
Minimum Balance |
Dividend Payment |
Dividend Rate |
APY |
| 3 Months |
$1,000.00 |
At Maturity |
2.08% |
2.10% |
| 6 Months |
$1,000.00 |
At Maturity |
2.81% |
2.85% |
| 1 Year |
$1,000.00 |
Monthly |
3.30% |
3.30% |
| 1 Year |
$1,000.00 |
At Maturity |
3.30% |
3.35% |
| 18 Months |
$1,000.00 |
Monthly |
3.34% |
3.34% |
| 18 Months |
$1,000.00 |
At Maturity |
3.34% |
3.40% |
| 2 Year |
$1,000.00 |
Monthly |
3.63% |
3.63% |
| 2 Year |
$1,000.00 |
Annually |
3.63% |
3.70% |
| 3 Year |
$1,000.00 |
Monthly |
3.92% |
3.92% |
| 3 Year |
$1,000.00 |
Annually |
3.92% |
4.00% |
| 4 Year |
$1,000.00 |
Monthly |
4.02% |
4.02% |
| 4 Year |
$1,000.00 |
Annually |
4.02% |
4.10% |
| 5 Year |
$1,000.00 |
Monthly |
4.11% |
4.11% |
| 5 Year |
$1,000.00 |
Annually |
4.11% |
4.20% |
| Jumbo Share Certificate |
| Period |
Minimum Balance |
Dividend Payment |
Dividend Rate |
APY |
| 1 Year |
$90,000.00 |
Monthly |
3.39% |
3.39% |
| 1 Year |
$90,000.00 |
At Maturity |
3.39% |
3.45% |
| 18 Months |
$90,000.00 |
Monthly |
3.44% |
3.44% |
| 18 Months |
$90,000.00 |
At Maturity |
3.44% |
3.50% |
| 2 Year |
$90,000.00 |
Monthly |
3.73% |
3.73% |
| 2 Year |
$90,000.00 |
Annually |
3.73% |
3.80% |
| 3 Year |
$90,000.00 |
Monthly |
4.02% |
4.02% |
| 3 Year |
$90,000.00 |
Annually |
4.02% |
4.10% |
| 4 Year |
$90,000.00 |
Monthly |
4.11% |
4.11% |
| 4 Year |
$90,000.00 |
Annually |
4.11% |
4.20% |
| 5 Year |
$90,000.00 |
Monthly |
4.21% |
4.21% |
| 5 Year |
$90,000.00 |
Annually |
4.21% |
4.30% |
| IRA Share Certificate |
| Period |
Minimum Balance |
Dividend Payment |
Dividend Rate |
APY |
| 1 Year |
$1,000.00 |
At Maturity |
3.30% |
3.35% |
| 18 Months |
$1,000.00 |
At Maturity |
3.34% |
3.40% |
| 2 Year |
$1,000.00 |
At Maturity |
3.63% |
3.70% |
| 3 Year |
$1,000.00 |
At Maturity |
3.92% |
4.00% |
| 4 Year |
$1,000.00 |
At Maturity |
4.02% |
4.10% |
| 5 Year |
$1,000.00 |
At Maturity |
4.11% |
4.20% |
| *Rates available as of 09/18/08 and are subject
to change. Certificate subject to penalty for early withdrawal. |
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