2009.04.07 22:51:54	74.224.215.135	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	No			
2009.05.10 05:27:26	79.117.30.252	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	2345	 
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2009.06.25 16:21:55	68.112.246.190	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	9000000	 To calculate premium, expenses are needed- commissions, taxes, general, loss adjustment and also profit. Also needed would be reinsurance costs.
_My number above is an estimate.
_Using a 5% probability of occurrence, times $100M is $5M. an additional $1M.
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2009.06.25 17:01:15	65.217.188.20	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	10 million	 
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2009.06.25 20:07:05	68.45.8.230	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes		I'm afraid (as an actuary and Ph.D. economist) that your question is framed in a vacuum, so it's impossible to answer.  The premium I'd want to charge is highly dependent on the other risks that my company faces, and how they correlate with the new risk.
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2009.06.26 02:12:57	81.4.190.126	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	No		 It ssems quite a likely event and sum insured is enormous.  I believe these type of events, due to the circumsstances need to be covered in a pool.
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2009.06.26 02:13:16	81.4.190.126	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	No		 It ssems quite a likely event and sum insured is enormous.  I believe these type of events, due to the circumsstances need to be covered in a pool.
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2009.06.26 08:43:31	65.88.43.2	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	10M - 15M	 would want to understand trends in the ENSO values & other environmental impacts.  And more detail about how these values are arrived at.
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2009.06.26 09:22:06	167.206.84.162	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	10 million	Need to assign a probability to the 100 million loss. And take standard deviation into account. 
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2009.07.02 09:06:05	74.129.111.246	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	7,500,000	 Assumptions:
_Expected loss 5%,
_1% risk charge
_5% profit
_15% expenses
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_7,500,0000 =(100,000,000*(.05+.01))/.8
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2009.07.02 10:41:10	206.188.148.124	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	No		Not enough information - further projects in countries like Peru are subject to considerable political risk so would need assurances that there are no such issues (i.e., set up a captive someplace where I trust the legal system and we insure that).  In that case would be willing to proceed. 
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2009.07.04 10:48:26	146.123.134.20	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	No		 This isn't an insurance issue ... it's a financing issue.  Why should the government pay an insurer (who will want to make a substantial profit on such a risk) when they could set up a line of credit with a bank while building up a fund to pay for the loss?
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2009.07.10 09:24:26	165.125.144.16	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	7,000,000	Premium considers 30% expense & profit. Assumes repairs are instant and no partial loss.
_Peru should consider self-insuring and funding alternative water sources.
_Other items; 100M per occ or policy period? Coverage in place during repairs? How long for repairs? Any partial loss?	
2009.07.20 13:55:38	12.54.185.213	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes		The premium depends on factors that aren't discussed above, such as whether or not there is other exposure in the area, and the size of the insurer. As such it could vary from 5.6M (if there is no related exposure and the insurer is large enough to deal with the loss), through to 80M.	
2009.07.27 08:19:19	158.229.248.11	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	6,000,000	The above value excludes expenses.  Additionally, I would prefer to review the studies myself to make a final probability esimate.  Lastly, no explicit correction is included to reflect whether or not this risk would require the company to raise additional capital, in which case a risk load is neede	
2009.07.27 10:04:21	68.112.246.190	http%3A//www.uky.edu/Ag/UKEEL/surveys/survey4-2a.html	Yes	Depends on Terms	Standard Flood Policy is covered by a US Govt entity. Need to know the deductible or self ins. Amt. of the loss.  Is this an All Peril or only Flood Peril - "of concern" implies flood only, but not 100% clear.  Limit Liab=$100M USD; $20M Self Ins Layer; One Occ.
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