2009.04.03 02:37:46 71.112.5.150 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No N/A _I would advise an insurance company to not insure any government assets, regardless of the specific circumstances of the individual risk. 2009.04.03 16:09:41 63.166.226.83 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 7500000 _.07*100M + 500k for expenses and expected underiting profit. Since it's a 1 yr contract (assumed), little room for investment income 2009.06.25 16:29:29 165.125.144.16 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 15M _Assumes 5% expected loss + annual cost of $95 million in surplus (mostly reinsurance) + 25% expenses 2009.06.25 16:30:35 64.9.113.220 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No $7 million To more accurately price, need to know if the probability of loss is an annual estimate or a lifetime estimate. That is, is it 7% likely to have a total loss each year, or, over the life of the resevoir. _ 2009.06.25 16:54:16 208.191.131.123 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No _ 2009.06.29 10:46:37 209.171.47.4 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No NA My answer would be no without reinsurance, actually. This is a low frequency, high severity risk and therefore its pure premium is very volatile making it quite hard to adequately price. _ _Also, the events triggering a loss are very hard to predict. Weather in general can be quite unpredictable. 2009.07.02 11:38:04 205.156.136.229 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 10,000,000 _ 2009.07.06 09:44:56 65.88.43.2 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 10,000,000 I did this very quickly without much thought. _Work with the govt to build up a bank that would cover 3 losses. Then just administer the assessments and charge for overhead. 2009.07.17 08:04:05 12.47.223.8 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 7.28 million As the event is not certain, it is insurable. If the max is at 80 million, I would charge 7% times 80 million times 1.30 for expenses/profit. I charge the 7% to cover risk load. All this is contingent upon my ability to retain adequate reinsurance protection, which I've assumed I can. _ 2009.07.29 12:17:09 206.208.171.1 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 6,300,000 _ 2009.08.03 17:10:27 155.188.247.6 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 5600000 _ 2010.06.15 09:10:28 128.163.16.198 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 7000000 _ 2010.10.07 11:47:45 87.194.163.191 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 11200000 _ 2010.11.17 06:34:43 41.220.211.106 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes _-The likelihood of occurrence of events is low so the risks are insurable. _-Large losses are involved so CAT reinsurance is a must. _-30 year statistics should be studied and modelled using an excess rain model to arrive at an appropriate premium (I cannot give an estimate without data) 2010.11.23 01:50:38 128.163.16.198 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 4,000,000+loadings _ 2010.11.30 12:17:58 95.131.110.118 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 29375000 $45 xs $5m @ 0.375 on line and $50m xs $50m @ 0.25 on line excluding underwriter's expenses and brokerage. Ignore any capital constraints or additional RI spend. 2011.01.24 18:21:13 128.163.16.198 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No 5 million+ Due to the volatile & unpredictable nature of the risk, I might advise the insurance company to underwrite only a small percentage share of the risk on a retrospectively rated basis. My recommendations might differ if this risk was underwritten in combination with other uncorrelated risks. 2011.01.31 12:55:03 128.163.16.198 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No 10000000 Not really enough information. Is likelyhood an annual likelyhood? ENSO value looks like something very global, while reserviour damage will highly depend on local circumstances. _ 2011.08.20 06:23:48 182.185.116.52 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 2000 _I want to study onine if it is easier and possible for me, without wasetage of time