2009.04.03 02:37:46 71.112.5.150 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No N/A _I would advise an insurance company to not insure any government assets, regardless of the specific circumstances of the individual risk. 2009.04.03 16:09:41 63.166.226.83 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 7500000 _.07*100M + 500k for expenses and expected underiting profit. Since it's a 1 yr contract (assumed), little room for investment income 2009.06.25 16:29:29 165.125.144.16 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 15M _Assumes 5% expected loss + annual cost of $95 million in surplus (mostly reinsurance) + 25% expenses 2009.06.25 16:30:35 64.9.113.220 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No $7 million To more accurately price, need to know if the probability of loss is an annual estimate or a lifetime estimate. That is, is it 7% likely to have a total loss each year, or, over the life of the resevoir. _ 2009.06.25 16:54:16 208.191.131.123 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No _ 2009.06.29 10:46:37 209.171.47.4 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html No NA My answer would be no without reinsurance, actually. This is a low frequency, high severity risk and therefore its pure premium is very volatile making it quite hard to adequately price. _ _Also, the events triggering a loss are very hard to predict. Weather in general can be quite unpredictable. 2009.07.02 11:38:04 205.156.136.229 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 10,000,000 _ 2009.07.06 09:44:56 65.88.43.2 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 10,000,000 I did this very quickly without much thought. _Work with the govt to build up a bank that would cover 3 losses. Then just administer the assessments and charge for overhead. 2009.07.17 08:04:05 12.47.223.8 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 7.28 million As the event is not certain, it is insurable. If the max is at 80 million, I would charge 7% times 80 million times 1.30 for expenses/profit. I charge the 7% to cover risk load. All this is contingent upon my ability to retain adequate reinsurance protection, which I've assumed I can. _ 2009.07.29 12:17:09 206.208.171.1 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 6,300,000 _ 2009.08.03 17:10:27 155.188.247.6 http%3A//www.uky.edu/Ag/UKEEL/surveys/survey5-2b.html Yes 5600000 _