Accepting Your Financial Aid Offer

Your Financial Aid Path - A Guide to Financial Aid at the University of Kentucky

Accept your 2020-21 financial aid offer on myUK.
Please review and accept your awards as soon as possible.


Download the PDF guide from -


Step 1: Activate your linkblue and Email Account

If you have not yet activated your linkblue username, password and your UK email address, visit Future financial aid communications will be sent to you electronically, it is critical you set up your email address and check it periodically. If you need technical assistance contact the Technology Help Center at 859-218-4357 or


Step 2: Accept Your Financial Aid Offer

  1. Login to using your linkblue ID and password.
  2. Navigate to Budget. (Financials>Financial Aid>Budget)
    • The myUK “Budget” is an estimated cost of attendance, determined by your current residency classification, living arrangements, full-time enrollment and program of study. Understanding the cost of attendance is important.
  3. Navigate to the Home tab to read and accept the “Terms and Conditions.”
  4. Click on View and Accept Awards tab to accept/decline awards.
  5. Navigate to Documents tab to determine if items are missing or incomplete for your financial aid application. Federal and state financial aid will not appear on your bill until all missing items are completed.

Federal Verification

Your FAFSA may be selected for a process called verification. Kentucky Higher Education Assistance Authority (KHEAA) has been contracted to complete the federal verification process for UK. If you are selected for verification, you will receive an email from KHEAA with instructions to log into MyKHEAA at All forms/documentation should be completed and submitted to KHEAA. Submit requested documentation immediately, but no later than July 1, to ensure your financial aid is processed by the start of the academic year.


Step 3: Accept your Scholarship (if offered)

If you are planning to attend UK in the Fall 2020 semester and were offered an academic scholarship, you must accept you award online at no later than May 1, 2020. Notify the Office of Financial Aid and Scholarships about scholarships or monetary awards you are receiving from an organization outside of the University using this form (


Step 4: Accept Your Federal Work-Study Offer (if offered)

If you are offered Federal Work-Study (FWS) funding, when you arrive on campus, apply in the late summer for FWS jobs online at or attend the part-time jobs fair on campus in the fall. 


Step 5: Understand Your Federal Direct Student Loan

A Federal Direct Subsidized Loan may be available to undergraduate students who demonstrate financial need and the interest accruing on this loan is paid by the U.S. Department of Education while the student is in school at least half time. A Federal Direct
Unsubsidized Loan may be available to both undergraduate and graduate students, but eligibility for this loan is not based on financial need. Repayment of these loans begin six months after graduation or when a student ceases to be enrolled at least half time.


Step 6: Compare Financial Aid Award Package to Annual Budget

Calculate an estimate of basic living expenses for attending UK at Tuition and fees information is available at

Compare your annual financial aid offer with the cost to attend UK and develop a plan for you and your family to cover the difference. To explore additional funding options, review Federal Parent Plus and alternative loans. Visit


Step 7: Explore Federal Direct Parent PLUS and Alternative Loan

Federal Direct Parent Loan

Beginning April 15, 2020, your parent can apply at for a 2020-21 academic year Federal Direct Parent PLUS Loan. As a reminder, parents must:

  • Sign in using their FSA ID
  • Complete the eMPN

A credit check will be performed during the application process. A parent PLUS borrower with adverse credit or an endorser must undergo initial entrance financial counseling. Visit for more information.

Alternative Student Loans

Alternative student loans are private commercial loans offered by financial institutions to fund education expenses. Alternative loans usually require a credit check and a low debt-to-income ratio. Students with little to no credit history often need a creditworthy cosigner. Also, the interest rate for private loans can vary based on the borrower and cosigner’s credit score and history.

Alternative Loans for Parents

Parents with good credit are encouraged to review alternative loan benefits at for more favorable payment options.


Step 8: Complete the Federal Direct Student Loan Requirements

Prior to the disbursement of federal loan funds, all student borrowers must complete the eMPN and entrance counseling. Visit to complete these requirements


Step 9: Confirm Your “see blue.” U Orientation Date and Pay Your Enrollment Deposit by May 1

First-year students admitted for the fall semester must complete this step by May 1. If you need assistance, contact the orientation office at or 859-257-3256.

Confirm Housing Arrangements and Dining Plan

Confirm and sign your housing contract at

Select your dining plan by July 19, 2020, or a default plan will be selected for you. Review for on-campus dining plan options.


Step 10: Explore Basic Needs Resources

At the University of Kentucky, student success is at the center of everything we do. We are a community of belonging, committed to supporting the success of each and every member of the UK family.

Resources exist across campus to assist students with needs related to all four components of student success: academic success, financial stability, wellness, belonging and engagement.

The Basic Needs website serves as a hub for all of these resources as well as a referral service for students.


Step 11: Review Disbursement and Payment Options in myUK

When all eligibility requirements are met, financial aid disbursements commence 10 days before the start of the term. Adjustments to financial aid awards will occur after the add/drop period ends.

Students are billed each semester. The fall bill is sent August 1 and is due August 22. The spring bill is sent January 1 and is due January 22.

Establish Guest Access for parents and guardians via myUK to allow easy access for payments on student accounts.

Visit to make online payments via myUK.

Learn more about the installment payment plan at for fall and spring terms.

Students, enrolled at least half-time, are eligible to charge books up to $750 at the UK Bookstore.

If your financial aid exceeds your charges for the term, you will be issued a refund by Student Account Services so you can pay for any other educational expenses. Enroll in direct deposit for refunds via myUK >My Info > Direct Deposit.


If you need assistance pertaining to your financial aid package,
we’re here to help!
Contact us at 859-257-3172 or find your counselor here.