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The University of Kentucky is proud to offer a generous employee benefits package. We provide insurance, retirement savings, tools for your financial security and many benefits for your well-being.

In fact, our benefits package helped us recently earn national recognition as a Great College to Work For.


We offer a variety of health insurance plans, so you can choose the one that best meets your and your family’s unique needs. Plus, you'll pay less because we cover most of the monthly cost — as much as 94 percent, depending on the plan and how many people you cover.

In addition to health, dental, vision and life, you have even more insurance options. You also have access to tax-advantaged flexible spending accounts to help with child care and medical expenses.


Employee and retiree options: HMO, PPO, RHP, EPO, Saver, Indemnity and, for retirees age 65+, Medicare Advantage

Monthly rates
Compare plans


UK Dental: Basic or Comprehensive
Delta Dental: Basic or Enhanced



Express Scripts is our benefit manager for prescription coverage.

Know Your Rx
Employees & retirees


Life insurance through The Hartford. UK pays for your life insurance with coverage up to 1x your salary.

File a claim
Additional life insurance

Benefits can be changed during your first 30 days, a qualifying event or open enrollment
Who Who is eligible?
Find out
When When can I start, change or end?
See more
How How do I make a change?
Online or paper


Retirement savings are an important part of your total compensation and can help ensure a financially secure future. Learn more about our matching retirement savings plan, which you’re automatically enrolled in if you’re age 30+. Plus, we offer additional savings options to help you reach your financial goals.

NEW: Improvements to our retirement investment options

Financial well-being

Whether you’re ready to learn more about personal finance, talk more about it or save more — we offer a benefit for you.

Savings funds, discounts and more

Retirement savings plans

We offer many set-it-and-forget-it ways to save and we’re known for our 200% employer match.

Educational savings plan

Use convenient direct deposit to invest and save for tuition for you and your family.

Health savings account (HSA)

This insurance-specific perk could help you save tax free for future health costs and retirement.

Flexible spending accounts (FSA)

Set aside the funds you plan to spend on health and dependent care expenses tax free.

Benefits with financial perks

Tools and experts for money matters

Financial wellness

Explore videos, guides and interactive tools — plus talk to a financial expert.

Student loan savings

Estimate whether lower payments and loan forgiveness are possible while you work here.

Retirement account review

Talk to your retirement savings carrier, TIAA or Fidelity, about retirement planning.


At-home COVID-19 tests covered by insurance

A new federal requirement for health insurance plans to cover the cost of select over-the-counter at-home rapid COVID-19 tests took effect January 15.

Expansion marks a new chapter at UK HealthCare Turfland

UK HealthCare – Turfland is a vibrant health care center. This property’s rich history dates to the late 1960s when it first began to bustle with activity as Lexington’s first enclosed shopping center, Turfland Mall.

Improvements to our retirement investment options

One of our most popular employee benefits is our array of retirement savings options. A committee of faculty, staff and administrators regularly review our plans to make sure our retirement savings options are the best they can be. 

$0 co-pays for medical and mental telehealth extended indefinitely

UK-insured employees continue to have options for free, no co-pay telehealth from LiveHealth and UK TeleCare.

New option available to make your benefits payments online

If you are a retiree, COBRA participant or an employee on leave without pay, you can now make payments online for your benefit plans.

COVID-19 response: health insurance during administrative no-pay

Health insurance coverage will continue through the administrative no-pay status.

UK offers same health insurance options, no rise in costs

Open enrollment is the one time a year when we announce health insurance updates and all employees can completely customize their benefits package.