Coverage levels for employee plus spouse accidental death and dismemberment insurance are available. Accidental death and dismemberment insurance provides a benefit to you or your beneficiary if you are seriously injured or die in an accident.
If you purchase coverage for yourself plus children, your children’s benefit will be 15 percent of your coverage amount, up to $15,000. For employee + spouse coverage, your spouse benefit will be 50 percent of your coverage amount. On the employee + family plan, your spouse benefit is 50 percent and the child benefit is 10 percent, up to a maximum of $15,000.
| Coverage | Monthly cost per $10,000 of coverage |
|---|---|
| Employee only | 18 cents |
| Employee + children | 20 cents |
| Employee + spouse | 26 cents |
| Employee + family | 28 cents |