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UK Dental and Delta Dental

UK Dental Care members must receive services at a UK Dentistry clinic. Members may elect to be seen by faculty, residents or dental students. Dental services provided at non-UK Dentistry clinics are not covered under UK Dental Care. Both plans come with no annual deductible.
 

Dental Plan Coverage Level Retiree pays
UK Dental Retiree Classic Retiree only; spouse only $17.98
Retiree + children $37.82
Retiree + spouse $37.82
Retiree + family $59.87
UK Dental Retiree Ultra Retiree only; spouse only $40.03
Retiree + children $82.36
Retiree + spouse $82.36
Retiree + family  $127.24

Delta Dental Basic and Delta Dental Enhanced both offer choice and flexibility. Both the Delta Dental PPO and Delta Dental Premiuer networks are available when covered by the Delta Dental Basic and Enhanced plans.
 

Dental Plan Coverage Level Retiree pays
Delta Dental Basic Plan Retiree only; spouse only $24.40
Retiree + children $46.30
Retiree + spouse $51.90
Retiree + family $76.30
Delta Dental Enhanced Plan Retiree only; spouse only $33.00
Retiree + children $69.80
Retiree + spouse $72.80
Retiree + family  $113.50

Full coverage details

Summary of benefits UK Dental Retiree Classic
Choosing a dentist Faculty, residents or students at a UK Dentistry clinic
Annual deductible None
Annual plan maximum $600
Diagnostic & preventive: two exams and cleanings per year 100%
Simple restorative (filling) 50%
Major restorative (crown/bridge) Not covered
Dentures (complete and partial, fixed & removable) 50%
Repairs (certain types) 50%
Endodontics (root canal) Not covered
Periodontics (scaling and root planin and perio evaluation) 50%
Periodontics (surgical) Not covered
Periodontics: 2 maintenance visits per year 100%
Simple extractions 50%
Oral surgery Not covered
Anesthesia (certain types) 50%
Orthodontics (no age limit) Not covered
Emergency treatment (with UK Dentistry provider) 50%
Summary of benefits UK Dental Retiree Ultra
Choosing a dentist Faculty, residents or students at a UK Dentistry clinic
Annual deductible None
Annual plan maximum $1,200
Diagnostic & preventive: two exams and cleanings per year 100%
Simple restorative (filling) 100%
Major restorative (crown/bridge) 20%/30%
Dentures (complete and partial, fixed & removable) 30%
Repairs (certain types) 50%
Endodontics (root canal) 30%
Periodontics (scaling and root planing, perio evaluation) 50%
Periodontics (surgical) 30%
Periodontics: two maintenance visits per year 100%
Simple extractions 100%
Oral surgery 30%
Anesthesia (certain types) 30%
Orthodontics (no age limit) 20% up to a $1,000 lifetime maximum
Emergency treatment (with UK Dentistry provider) 100%
Summary of Benefits Delta Dental Basic
Choosing a dentist  Based on Delta Dental PPO & Premier in-network
Annual deductible  $25/person; $75/family 
Annual plan maximum  $1,500
Routine oral exams 100%
Preventive: two cleanings/routine office visits per year* 100%
Restorative fillings  80%
Simple extractions 80%
Periodontic services  80%
Crown, bridge & dental implants  Not covered 
Endodontics (root canal)  80%
Oral surgery 80%
Complete/partial dentures  Not covered 
Orthodontics (up to age 19 on Enhanced plan) Not covered 
Space maintainers  Not covered 
* Four cleanings for patients with certain medical conditions
Summary of Benefits Delta Dental Enhanced
Choosing a dentist  Based on Delta Dental PPO & Premier in-network
Annual deductible  $25/person; $75/family
Annual plan maximum  $1,500
Routine oral exams 100%
Preventive: two cleanings/routine office visits per year* 100%
Restorative fillings  80%
Simple extractions 80%
Periodontic services  80%
Crown, bridge & dental implants  50%
Endodontics (root canal)  80%
Oral surgery 80%
Complete/partial dentures  50%
Orthodontics (up to age 19 on Enhanced plan) 50% up to a $1,000 lifetime maximum
Space maintainers  Not covered 
* Four cleanings for patients with certain medical conditions

2020-21 Retiree insurance rates (under age 65)

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See our employee benefits here