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Financial Well-Being Benefits

Whether you’re ready to learn more about personal finance, talk more about it or save more – we offer a benefit for you.

Enrich app on phone

Enrich Online tools for money decisions

Create your profile first by answering seven questions. Next, start your money personality to understand the "why" behind your money decisions and see personalized content.

See my personality

Todd Macaulay providing consult


Talk to Todd Macaulay, CFP®, for expert guidance on personal finance.

Schedule an appointment

Graph of retirement savings over time

Save for retirement At any age

Under 30? Our matching retirement savings offers a generous 200% employer match.
Over 30? There’s options for everyone including catch-up opportunities and high limits.

Get started

Woman happily working on computer

Savi Offers help with student loan forgiveness

This tool can help you through programs designed for people who work in higher education, just like you.

Get started

Why Enrich?

Create your profile after seven quick questions, and then use the money personality tool to better understand the “why” behind your money decisions. This tool shows your type across five categories, plus your unique strengths and challenges.

Based on your money personality, Enrich helps you build a personalized plan to improve your money management skills. With recommended video tips, quick financial lessons and more, you’ll be ready to tackle life’s financial challenges in no time.

More about consults

Todd brings more than 19 years of experience in personal finance, including working for Fidelity Investments and John Hancock, to one-on-one appointments with UK employees.

Connect with Todd virtually or in person. Whether you need support with a specific situation, milestone or goal, you’ll gain the assurance you need to take greater control of your finances.

Matching retirement savings and more ways to save

Under 30? Start participating in UK's matching retirement savings at any time before it’s required at age 30 and consider it an early boost to your retirement savings. Saving money now – with decades to grow – can make a big difference on your standard of living in your retirement years.

Over 30 or not eligible for matching? With several additional plan options, you’ll choose whether to save on your taxes now (pre-tax) or later (post-tax) and the dollar amount you’ll contribute. Because we offer a voluntary 403(b) and 457(b), along with the option to do both, you can set aside as much as $38,000 this year. If you're closer to retirement age, our catch-up opportunity allows you to save up to $50,000.

Why Savi?

You may be able to lower your monthly payments and work toward loan forgiveness. TIAA has joined with Savi to help. Savi customers find an average of more than $1,500 per year in savings. You can do a free student loan checkup, or sign up for the Savi Essential Service, which includes convenient e-filing, one-on-one assistance, reminders and more for a small fee.

Frequently Asked Questions

All employees with a UK Linkblue username are eligible to create an Enrich account.

For these two benefits, your eligibility is based on your employee status:

Not currently, but during spring 2019 we offered a free phone wallet and entry in weekly drawings to win iPads and campus parking passes to eligible employees who participated.

Check back for future offers!