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This plan provides a lump sum benefit ($5,000 to $50,000) to help pay deductibles, co-insurance and living expenses when someone experiences a severe critical illness like a heart attack, stroke, major organ transplant and others. Coverage is available for spouses too. These benefits are not offset by health insurance benefits, and all payments are paid directly to the insured. A $100/year health screening benefit is also included. Premiums are paid on a pre-tax basis. Polices are issued by AFLAC.”

Half-time regular employees are eligible.