Health plans for retirees under age 65
For retirees under 65, health insurance rates depend on your plan, if you’re working, your original hire date and when you became eligible to retire.
If you're 65 or over, then you're eligible for our Medicare Advantage plan.
Working retirees
Retirees actively working more than .20 FTE at UK
| Coverage level | HMO, PPO, Indemnity | EPO | RHP |
|---|---|---|---|
| Retiree or spouse | $35 | $248 | $49 |
| Retiree + children | $335 | $654 | $355 |
| Retiree + spouse | $635 | $1,060 | $661 |
| Retiree + family | $934 | $1,466 | $968 |
Hired on or after January 1, 2006
Retiree only rates
See additional costs for more people below to add on coverage for more family members.
| Coverage level | HMO, PPO, Indemnity | EPO | RHP |
|---|---|---|---|
| Retiree only | $917 | $1221 | $939 |
Hired before January 1, 2006 and eligible to retire after July 1, 2007
Retiree only rates
See additional costs for more people below to add on coverage for more family members.
| Age at retirement | HMO, PPO, Indemnity | EPO | RHP |
|---|---|---|---|
| Younger than 60 | $734 | $977 | $751 |
| 60 or older but younger than 61 | $688 | $916 | $704 |
| 61 or older but younger than 62 | $642 | $855 | $657 |
| 62 or older but younger than 63 | $596 | $794 | $610 |
| 63 or older but younger than 64 | $550 | $733 | $563 |
| 64 or older but younger than 65 | $504 | $672 | $516 |
| Age at retirement | HMO, PPO, Indemnity | EPO | RHP |
|---|---|---|---|
| Younger than 60 | $550 | $733 | $563 |
| 60 or older but younger than 61 | $504 | $672 | $516 |
| 61 or older but younger than 62 | $459 | $611 | $470 |
| 62 or older but younger than 63 | $413 | $549 | $423 |
| 63 or older but younger than 64 | $367 | $488 | $376 |
| 64 or older but younger than 65 | $321 | $427 | $329 |
| Age at retirement | HMO, PPO, Indemnity | EPO | RHP |
|---|---|---|---|
| Younger than 60 | $367 | $488 | $376 |
| 60 or older but younger than 61 | $321 | $427 | $329 |
| 61 or older but younger than 62 | $275 | $366 | $282 |
| 62 or older but younger than 63 | $229 | $305 | $235 |
| 63 or older but younger than 64 | $183 | $244 | $188 |
| 64 or older but younger than 65 | $138 | $183 | $141 |
Spouses under age 65 with employees age 65 and over
Spouse only rates
| Coverage level | HMO, PPO, Indemnity | EPO | RHP |
|---|---|---|---|
| Spouse only | $917 | $1,221 | $939 |
Additional costs for more people
| Add to your single coverage | HMO, PPO, Indemnity | EPO | RHP |
|---|---|---|---|
| Retiree + children | +$459 | +$618 | +$467 |
| Retiree + spouse | +$918 | +$918 | +$936 |
| Retiree + family | +$1,377 | +$1,829 | +$1,406 |