Skip to main


Eligibility



  • you are a retiree of any age returning to work for the University of Kentucky on a temporary or part-time basis for at least eight hours per week minimum, on average (.2 FTE).


*Note: If you meet certain retirement eligibility criteria and were hired on or after January 1, 2006, you are eligible to participate in a University retiree health care plan on an “access only” basis: Upon retirement, you may participate in a University retiree health care plan by paying the full cost of the group rate health premium for retirees.


Eligible to Retire as of July 1, 2007 (or already retired)




You meet certain retirement eligibility criteria and are eligible to retire as of July 1, 2007, you are eligible to remain on a health plan with the University's single plan contribution continuing.


Employees retired or eligible to retire as of July 1, 2007 will receive a credit of $707 towards the health plans for 2016-2017.


Rates for UK-HMO, UK-RHP and UK-PPO





Rates for UK-EPO





You are a retiree of any age returning to work for the University of Kentucky on a temporary or part-time basis for at least eight hours per week minimum, on average (.2 FTE). You and/or covered UK Retiree Actively Working at UK spouse may be enrolled in any of UK’s sponsored retiree health plans except the Medicare Advantage plan. Working retirees at .19 FTE or less are not eligible for the working retiree health plans.


*Note: 20% employment (.2 FTE) is generally defined as working 8 hours weekly or 7.5 hours weekly depending on whether the planned working time is based on a 40 or 37.5 hour week.















Benefits Structure

Coverage Level

Monthly Rate

UK Credit

Monthly Cost


UK-HMO Lexington or UK-RHP Regional Health Plan

Retiree or Spouse Only

$483

$457

$ 26

Retiree + Child(ren)

$724

$457

$267

Retiree + Spouse

$965

$457

$508

Retiree + Family

$1,208

$457

$751

UK-PPO Administered by Anthem

Retiree or Spouse Only

$483

$457

$ 26

Retiree + Child(ren)

$724

$457

$267

Retiree + Spouse

$965

$457

$508

Retiree + Family

$1,208

$457

$751

UK-EPO Administered by Anthem

Retiree or Spouse Only

$615

$457

$158

Retiree + Child(ren)

$923

$457

$466

Retiree + Spouse

$1,231

$457

$774

Retiree + Family

$1,539

$457

$1,082


Eligible to Retire After July 1, 2007




You meet certain retirement eligibility criteria and are eligible to retire after July 1, 2007, you are eligible to remain on a health plan with the monthly Retiree Only premium being determined by age and years of service.


Monthly Retiree Only costs will be determined by age and years of service. Determine your rates with the Health Plan Rates Calculator.

2020-21 Retiree insurance rates (under age 65)

Are you an employee?

See our employee benefits here