For retirees under 65, health insurance rates depend on your plan, if you’re working, your original hire date and when you became eligible to retire.
Working retirees under 65 may only be eligible for discounted health insurance rates for one year.
If you're 65 or over, then you're eligible for our Medicare Advantage plan.
Retirees actively working more than .20 FTE at UK
| Coverage level | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Retiree | $40 | $49 | $302 | $77 |
| Retiree + children | $366 | $381 | $740 | $418 |
| Retiree + spouse | $683 | $702 | $1190 | $760 |
| Retiree + family | $999 | $1021 | $1642 | $1105 |
| Coverage level | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Retiree | $45 | $74 | $347 | $112 |
| Retiree + children | $416 | $472 | $891 | $529 |
| Retiree + spouse | $776 | $856 | $1434 | $933 |
| Retiree + family | $1136 | $1238 | $1979 | $1357 |
| Coverage level | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Retiree only | $100 | $114 | $476 | $158 |
| Retiree + children | $599 | $622 | $1132 | $678 |
| Retiree + spouse | $1084 | $1113 | $1811 | $1202 |
| Retiree + family | $1570 | $1603 | $2489 | $1730 |
| Coverage level | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Retiree only | $119 | $164 | $552 | $224 |
| Retiree + children | $687 | $773 | $1367 | $859 |
| Retiree + spouse | $1238 | $1360 | $2186 | $1479 |
| Retiree + family | $1792 | $1947 | $3004 | $2127 |
| Coverage level | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Retiree only | $1001 | $1015 | $1377 | $1059 |
| Retiree + children | $1500 | $1523 | $2033 | $1579 |
| Retiree + spouse | $1985 | $2014 | $2712 | $2103 |
| Retiree + family | $2471 | $2504 | $3390 | $2631 |
| Coverage level | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Retiree only | $1195 | $1240 | $1628 | $1300 |
| Retiree + children | $1763 | $1849 | $2443 | $1935 |
| Retiree + spouse | $2314 | $2436 | $3262 | $2555 |
| Retiree + family | $2868 | $3023 | $4080 | $3203 |
Retiree only rates
See additional costs for more people below to add on coverage for more family members.
| Age at retirement | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Younger than 60 | $801 | $812 | $1102 | $847 |
| 60 or older but younger than 61 | $751 | $761 | $1033 | $794 |
| 61 or older but younger than 62 | $701 | $711 | $964 | $741 |
| 62 or older but younger than 63 | $651 | $660 | $895 | $688 |
| 63 or older but younger than 64 | $601 | $609 | $826 | $635 |
| 64 or older but younger than 65 | $551 | $558 | $757 | $582 |
| Age at retirement | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Younger than 60 | $956 | $992 | $1302 | $1040 |
| 60 or older but younger than 61 | $896 | $930 | $1221 | $975 |
| 61 or older but younger than 62 | $837 | $868 | $1140 | $910 |
| 62 or older but younger than 63 | $777 | $806 | $1058 | $845 |
| 63 or older but younger than 64 | $717 | $744 | $977 | $780 |
| 64 or older but younger than 65 | $657 | $682 | $895 | $715 |
| Age at retirement | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Younger than 60 | $601 | $609 | $826 | $635 |
| 60 or older but younger than 61 | $551 | $558 | $757 | $582 |
| 61 or older but younger than 62 | $501 | $508 | $689 | $530 |
| 62 or older but younger than 63 | $450 | $457 | $620 | $477 |
| 63 or older but younger than 64 | $400 | $406 | $551 | $424 |
| 64 or older but younger than 65 | $350 | $355 | $482 | $371 |
| Age at retirement | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Younger than 60 | $717 | $744 | $977 | $780 |
| 60 or older but younger than 61 | $657 | $682 | $895 | $715 |
| 61 or older but younger than 62 | $598 | $620 | $814 | $650 |
| 62 or older but younger than 63 | $538 | $558 | $733 | $585 |
| 63 or older but younger than 64 | $478 | $496 | $651 | $520 |
| 64 or older but younger than 65 | $418 | $434 | $570 | $455 |
| Age at retirement | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Younger than 60 | $400 | $406 | $551 | $424 |
| 60 or older but younger than 61 | $350 | $355 | $482 | $371 |
| 61 or older but younger than 62 | $300 | $305 | $413 | $318 |
| 62 or older but younger than 63 | $250 | $254 | $344 | $265 |
| 63 or older but younger than 64 | $200 | $203 | $275 | $212 |
| 64 or older but younger than 65 | $150 | $152 | $207 | $159 |
| Age at retirement | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Younger than 60 | $478 | $496 | $651 | $520 |
| 60 or older but younger than 61 | $418 | $434 | $570 | $455 |
| 61 or older but younger than 62 | $359 | $372 | $488 | $390 |
| 62 or older but younger than 63 | $299 | $310 | $407 | $325 |
| 63 or older but younger than 64 | $239 | $248 | $326 | $260 |
| 64 or older but younger than 65 | $179 | $186 | $244 | $195 |
| Add to your single coverage | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Children | +$499 | +$508 | +$656 | +$520 |
| Spouse | +$984 | +$999 | +$1355 | +$1044 |
| Family | +$1470 | +$1489 | +$2013 | +$1572 |
| Add to your single coverage | HMO | PPO, Indemnity | EPO | RHP |
|---|---|---|---|---|
| Children | +$568 | +$609 | +$815 | +$635 |
| Spouse | +$1119 | +$1196 | +$1634 | +$1255 |
| Family | +$1673 | +$1783 | +$2452 | +$1903 |