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The University of Kentucky is proud to offer a generous employee benefits package. We provide insurance, retirement savings, tools for your financial security and many benefits for your well-being.

In fact, our benefits package helped us recently earn national recognition as a Great College to Work For.


We offer a variety of health insurance plans, so you can choose the one that best meets your and your family’s unique needs. Plus, you'll pay less because we cover most of the monthly cost — as much as 94 percent, depending on the plan and how many people you cover.

In addition to health, dental, vision and life, you have even more insurance options. You also have access to tax-advantaged flexible spending accounts to help with child care and medical expenses.


Employee and retiree options: HMO, PPO, RHP, EPO, Saver, Indemnity and, for retirees age 65+, Medicare Advantage

Monthly rates
Compare plans


UK Dental: Basic or Comprehensive
Delta Dental: Basic or Enhanced



Express Scripts is our benefit manager for prescription coverage.

Know Your Rx
Employees & retirees


Life insurance through Aetna. UK pays for your life insurance with coverage up to 1x your salary.

File a claim
Additional life insurance

Benefits can be changed during your first 30 days, a qualifying event or open enrollment
Who Who is eligible?
Find out
When When can I start, change or end?
See more
How How do I make a change?
Online or paper


Retirement savings are an important part of your total compensation and can help ensure a financially secure future. Learn more about our matching retirement savings plan, which you’re automatically enrolled in if you’re age 30+. Plus, we offer additional savings options to help you reach your financial goals.

Retirement planning

Congratulations and thank you for your work! Retiring is a huge milestone and we're here to help you reach it.

Quick checklist

Financial well-being

Whether you’re ready to learn more about personal finance, talk more about it or save more — we offer a benefit for you.

Person holding flexible spending account card.

Flexible spending accounts Dependent care and health care

Set aside money tax free to pay for anticipated expenses in an FSA.

Enrich app on phone

Enrich Tools for money decisions

Discover your money personality and use financial tips and calculators just for you. Create your profile by answering seven questions to get started.

Woman happily working on computer

Savi A public service loan forgiveness solution

This tool is your advocate who cares as much as you do about saving money while paying back your student loans.

Girl in kindergarten graduation cap and gown

KY Saves 529 Educational Savings Plan

An educational savings plan that invests like a retirement saving plan.

Graduates in their caps throwing streamers into the air

Tuition assistance For you and your family

You have 6-8 credit hours per semester free for yourself or up to 50% off undergraduate-level courses for your family member.

Todd Macaulay providing consult


Talk to Todd Macaulay, CFP®, for expert guidance on personal finance.

Schedule an appointment
Quick assessment


The CARES Act and your retirement savings

The federal CARES Act recently passed to address financial hardships that might arise as a result of the COVID-19 pandemic.

COVID-19 response: health insurance during administrative no-pay

Health insurance coverage will continue through the administrative no-pay status.

UK offers same health insurance options, no rise in costs

Open enrollment is the one time a year when all University of Kentucky employees can completely customize their benefits package.

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