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The University of Kentucky is proud to offer a generous employee benefits package. We provide insurance, retirement savings, tools for your financial security and many benefits for your well-being.

In fact, our benefits package helped us recently earn national recognition as a Great College to Work For.


We offer a variety of health insurance plans, so you can choose the one that best meets your and your family’s unique needs. Plus, you'll pay less because we cover most of the monthly cost — as much as 94 percent, depending on the plan and how many people you cover.

In addition to health, dental, vision and life, you have even more insurance options. You also have access to tax-advantaged flexible spending accounts to help with child care and medical expenses.


Employee and retiree options: HMO, PPO, RHP, EPO, Saver, Indemnity and, for retirees age 65+, Medicare Advantage

Monthly rates
Compare plans


UK Dental: Basic or Comprehensive
Delta Dental: Basic or Enhanced



Express Scripts is our benefit manager for prescription coverage.

Know Your Rx
Employees & retirees


Life insurance through The Hartford. UK pays for your life insurance with coverage up to 1x your salary.

File a claim
Additional life insurance

Benefits can be changed during your first 30 days, a qualifying event or open enrollment
Who Who is eligible?
Find out
When When can I start, change or end?
See more
How How do I make a change?
Online or paper


Retirement savings are an important part of your total compensation and can help ensure a financially secure future. Learn more about our matching retirement savings plan, which you’re automatically enrolled in if you’re age 30+. Plus, we offer additional savings options to help you reach your financial goals.

Retirement planning

Congratulations and thank you for your work! Retiring is a huge milestone and we're here to help you reach it.

Quick checklist
Annual speaker series: October 2020

Financial well-being

Whether you’re ready to learn more about personal finance, talk more about it or save more — we offer a benefit for you.

Person holding flexible spending account card.

Flexible spending accounts Dependent care and health care

Set aside money tax free to pay for anticipated expenses in an FSA.

Enrich app on phone

Enrich Tools for money decisions

Discover your money personality and use financial tips and calculators just for you. Create your profile by answering seven questions to get started.

Woman happily working on computer

Savi A public service loan forgiveness solution

This tool is your advocate who cares as much as you do about saving money while paying back your student loans.

Girl in kindergarten graduation cap and gown

KY Saves 529 Educational Savings Plan

An educational savings plan that invests like a retirement saving plan.

Graduates in their caps throwing streamers into the air

Tuition assistance For you and your family

You have 6-8 credit hours per semester free for yourself or up to 50% off undergraduate-level courses for your family member.


Dependent care FSA: Start, stop or change contributions due to COVID-19

If your care provider has closed during the COVID-19 response, you can stop or change your current contributions to a dependent care flexible spending account.

Grace period for flexible spending account expenses through 2020 and more relief

Unused funds available through December, next year's health care rollover amount increases, plus newly eligible expenses

New limited purpose flexible spending account for Saver health insurance members

Starting July 1, 2020, you can have the HSA that comes with Saver insurance plus a limited-purpose health FSA

No increase to your monthly health insurance cost

For employees eligible for the UK health credit for the year 2020-21

Increases to rates for retiree health insurance vary

Depends on your work status, hire date, retirement eligibility and coverage level

COVID-19 response: health insurance during administrative no-pay

Health insurance coverage will continue through the administrative no-pay status.

UK offers same health insurance options, no rise in costs

Open enrollment is the one time a year when all University of Kentucky employees can completely customize their benefits package.

Upcoming Events

How to Plan for Retirement Income 12:00 pm to 1:00 pm Canceled
The power of saving 12:00 pm to 1:00 pm
Retiring in the ‘new normal’ 12:00 pm to 1:00 pm