Eligibility
If you or your dependent(s) are no longer eligible for health or dental coverage with the University, COBRA coverage may be purchased for up to 18 months for employees and up to 36 months for eligible dependents. You may need COBRA coverage should you experience any one of the following status changes:
-
University employment ends
-
Reduction in work hours
-
Transfer to a position not eligible for benefits (on-call status, etc.)
-
Go on an unpaid leave of absence
Your dependent(s) may need COBRA coverage in the event of one of the following:
-
Death of a covered employee
-
Divorce or legal separation from covered employee
-
Dependent child of covered employee is no longer eligible due to:
-
Marriage
-
26 years of age
-
Employment status where the dependent gains coverage
-
Address change and no longer dependent on employee for support
Please note, if your dependent is eligible for COBRA coverage based on either an employee's divorce or legal separation or dependent(s) loss of eligibility, YOU MUST contact the Benefits office within 30 days of that event and complete a new insurance form canceling your dependent from your plan. Failure to do this may result in your having to pay for additional coverage your dependent is not eligible to use.
COBRA health rates
The monthly rates are shown for the current and the upcoming plan years:
-
2019-20: July 1, 2019 to June 30, 2020
-
2020-21: July 1, 2020 to June 30, 2021
UK-HMO, UK-PPO, Indemnity, or UK Saver
Coverage level
|
Monthly 2019-20
|
Monthly 2020-21
|
Employee only
|
$556.92
|
$586.50
|
Employee + children
|
$834.36
|
$879.24
|
Employee + spouse
|
$1,113.84
|
$1,173.00
|
Employee + family
|
$1,389.24
|
$1,465.74
|
UK-RHP
Coverage level
|
Monthly 2019-20
|
Monthly 2019-20
|
Employee only
|
$561.00
|
$590.58
|
Employee + children
|
$857.80
|
$902.70
|
Employee + spouse
|
$1,149.54
|
$1,208.70
|
Employee + family
|
$1,437.18
|
$1,513.68
|
UK-EPO
Coverage level
|
Monthly 2019-20
|
Monthly 2020-21
|
Employee only
|
$765.00
|
$794.58
|
Employee + children
|
$1,118.94
|
$1,163.82
|
Employee + spouse
|
$1,508.58
|
$1,567.74
|
Employee + family
|
$1,888.02
|
$1,964.52
|
COBRA dental rates
The monthly rates are the same for the current and the upcoming plan years 2019-20 and 2020-21.
UK Dental Care Basic
Coverage level
|
Monthly rate
|
Employee only
|
$12.49
|
Employee + children
|
$39.37
|
Employee + spouse
|
$24.75
|
Employee + family
|
$55.91
|
UK Dental Care Comprehensive
Coverage level
|
Monthly rate
|
Employee only
|
$27.67
|
Employee + children
|
$66.55
|
Employee + spouse
|
$66.55
|
Employee + family
|
$88.96
|
Delta Dental Basic
Coverage level
|
Monthly rate
|
Employee only
|
$24.89
|
Employee + child(ren)
|
$47.23
|
Employee + spouse
|
$52.94
|
Employee + family
|
$77.83
|
Delta Dental Enhanced
Coverage level
|
Monthly rate
|
Employee only
|
$33.66
|
Employee + children
|
$71.20
|
Employee + spouse
|
$74.26
|
Employee + family
|
$115.77
|
COBRA vision rates
The monthly rates are the same for the current and the upcoming plan years 2019-20 and 2020-21.
EyeMed Essential
Coverage level
|
Monthly rate
|
Employee only
|
$8.67
|
Employee + children
|
$15.50
|
Employee + spouse
|
$16.32
|
Employee + family
|
$21.83
|
EyeMed Enhanced
Coverage level
|
Monthly rate
|
Employee only
|
$21.83
|
Employee + children
|
$38.76
|
Employee + spouse
|
$40.80
|
Employee + family
|
$54.67
|
Enrollment
Use the enrollment form for COBRA listed on the Forms page, and return to Scovell Hall, Benefits office (Room 112).