Delta Dental offers the same plan options as are available to active employees and at the same rate: Delta Dental Copay, Delta Dental Basic and Delta Dental Enhanced Plan.
Delta Dental Enhanced offers choice and flexibility through a large network consisting of both the Delta Dental PPO in-network and the Delta Dental Premier in and out-of-network dentists.
Delta Dental PPO in-network providers offer services at a lower negotiated fee schedule, resulting in lower member copays. There is also no balance billing when utilizing a PPO dentist.
Delta Dental Premier in-network or out-of-network dentists are paid at a higher negotiated fee schedule. With Premier network dentists, there will never be balance billing.
Go to www.deltadentalky.com to locate a provider
In all cases, plan members are responsible for coinsurance, deductibles, and non-covered services.
Premium Payment Procedures
Dental premiums are due on a monthly basis and may be automatically withdrawn from either a checking or savings account.
Diagnostic and preventive care to maintain good oral health.
20% coinsurance after $25 deductible on minor and major restorative services.
Coverage for preventive, minor and major restorative procedures.