Institutional Loans

Institutional Loans are long-term loans granted by the various departments on campus.

The University of Kentucky awards these loans to help undergraduate and graduate students pay for educational costs.

To determine eligibility please contact:


Financial Aid Office
Phone: (859) 257-3172



Repayment of Institutional Loans

Once the grace period ends, bills will be sent for repayment of the Institutional Loan.

These bills are generated by ECSI, the University’s billing service.

Please remember that the University of Kentucky is the holder of the loan and will remain the holder for the entire repayment period.

If assistance is ever needed with the account, please call:

Student Account Services: (859) 257-3406 or ECSI: 1-888-549-3274